I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in South Woodford. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/10/2025, the requirements read as follows :
My lawyer has informed me that absentee landlord insurance is needed on my purchase. What is the level of cover for South Woodford conveyancing?
The appropriate level of absentee landlord indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and Barnsley Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
Are all South Woodford Conveyancing Quality Solicitors on the Nottingham conveyancing list of approved solicitors?
Some major lenders now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
Nottingham have agreed my home loan in principle, my offer on a flat in South Woodford has been accepted, what are the next steps?
Your estate agent will need to know who your solicitors are (make sure the solicitors are on the bank’s approved list). Contact Nottingham or your financial adviser and complete any appropriate forms. Nottingham will sellect a valuer who will get in touch with the selling agent or vendor to arrange a slot for the valuation to take place. Once carried out (assuming no problems) it takes on average ten days for the mortgage offer to be issued. Nottingham will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in South Woodford.
Are there restrictive covenants that are commonly picked up during conveyancing in South Woodford?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in South Woodford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the guidance of my in-laws I had a survey completed on a property in South Woodford ahead of instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies will not give a loan on this type of premises.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. Should you wish to call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in South Woodford. Conveyancing will be smoother if you use a solicitor in South Woodford especially if they are accustomed to such properties in South Woodford.
I need to find a conveyancing solicitor for remortgage conveyancing in South Woodford. I happened to land on a web site which seems to have the ideal answer If it is possible to get all the legals completed via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
A conveyancing firm dealt with my conveyancing in South Woodford half a dozen years past having stored my deeds but has now closed – What steps do I now take to get hold of these?
Deeds, as such, no longer exist as most properties in South Woodford are registered digitally at Land Registry. If you need to show ownership or are selling or refinancing your conveyancer should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.