I am selling my home in Wanstead. Will my solicitor have to be on the Bank of Ireland conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Bank of Ireland conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who did the conveyancing in Wanstead 4 years ago are no longer around. What do I do?
Gone are the days when you need to hold title original deeds to establish that you own the land or property, as the Land Registry have everything they need in a digital format.
I'm buying a new build house in Wanstead benefiting from help to buy. The developers would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not to tell my lawyer about this extras as it would adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I identify a Wanstead solicitor on the Bank of Ireland conveyancing panel? I am a keen cyclist and am happy to travel upto 25kilometers to meet the solicitor.
Feel free to make use of the search on this page. Please choose the bank and your location and you will see a number of Wanstead conveyancing lawyers located nearest you. We have listed some Wanstead conveyancing firms at the bottom of this page and you can ring them to see whether they are on the Bank of Ireland panel
My husband and I are 3 weeks into a leasehold purchase having been directed to conveyancers by the estate agent to handle our conveyancing in Wanstead. I am am very dissatisfied with the level of service. Could you you assist me in finding new lawyers?
They would have to be really poor to suggest changing them. Has the mortgage offer been sent? If so you must advise them of the new contact details and ensure the loan are issued to the new lawyers. Your new conveyancer needs to be on the lenders panel to avoid escalating fees and delays. That should be your starting point. The search tool will help you find a lender approved conveyancer for your home move in Wanstead
Our financial adviser has suggested using their conveyancer for our conveyancing in Wanstead - Is it not simpler better to just use them?
It is worth checking if the estate agent is recommending a property lawyer or introducing to a lawyer. There are plenty of Wanstead selling agents who recommend two or three Wanstead conveyancing firms purely based on those lawyers offering a great service.