I am hoping to receive a mortgage with Nat West. My intention is to use a Licensed Conveyancer in Stockwell. Does the Nat West Conveyancing panel include Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We see that you have a search directory identifying solicitors on the Co-operative conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Stockwell?
We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Stockwell.
My lawyer in Stockwell is not on the Godiva Mortgages Ltd Solicitor Panel. Is it possible for me to use my prefered solicitor even though they are not on the Godiva Mortgages Ltd approved list?
Your options are as follows:
- Complete the purchase with your existing Stockwell lawyers but Godiva Mortgages Ltd will need to use a conveyancer on their panel. This will inevitably rack up the total legal charges and cause delays.
- Choose an alternative solicitor to to deal with the conveyancing, obviously checking they are Godiva Mortgages Ltd approved.
- Try to convince your Godiva Mortgages Ltd solicitor to seek to join the Godiva Mortgages Ltd panel
My wife and I purchasing a 3 bedroom semi in Stockwell. We would like to carry out an extension to the side at the house.Will legal work on the property include enquiries to determine if these alterations are permitted?
Your property lawyer will review the deeds as conveyancing in Stockwell will occasionally reveal restrictions in the title documents which prohibit certain changes or necessitated the permission of a 3rd party. Certain extensions need local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
I had a mortgage agreed in principle with Principality. Stockwell conveyancing practitioners are chosen. How long does it take for Principality to send the offer to the lawyer?
Some lenders take longer than others. Have Principality completed the survey? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The formalities of my purchase has taken place for my property in Stockwell. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Stockwell? or Apparently there is historic law that could mean that owners of property living in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this relevant for conveyancing in Stockwell?
Unless a previous acquisition of the premises completed after 12 October 2013 you could expect solicitors delivering conveyancing in Stockwell to continue to suggest a chancel search and or insurance against a claim.
Why is New Build conveyancing in Stockwell more costly?
Conveyancing in Stockwell for newly converted or new build properties often involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as supplemental investigations and contractual concerns.