AssumingI was to purchase a simple residential housein Stockwell mortgage fee and have no survey and no conveyancing searches how much could I expect to to save on my conveyancing in Stockwell?
Any savings you would achieve will be limited to the costs for searches. The property lawyer is required to do the vast majority of work - money laundering, correspond with your sellers conveyancing practitioner, SDLT return, register the property etc. A marginal saving might be made by not having to register a charge however it won't be significant.
It is is a decade since I bought my home in Stockwell. Conveyancing solicitors have just been appointed on the sale but I can't locate my title deeds. Is this a problem?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by your lender or they could be in the possession of the solicitor who oversaw the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Stockwell relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
Me and my partner are buying a apartment in Stockwell. It might be a silly question but how we can trust a solicitor? On the day of competition we have to deposit funds into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I had a mortgage agreed in principle with Nottingham. Stockwell conveyancing solicitors are appointed. How long does it take for Nottingham to issue the offer to the solicitor?
Some lenders take longer than others. Have Nottingham conducted the survey? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am expecting a OIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Stockwell solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?
You will need to appoint Stockwell solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
We are planning on selling our house in Stockwell and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A local lawyer would know this is not the case. It does beg the question why the purchasers instructed an internet conveyancing firm rather than a conveyancing solicitor in Stockwell. Having lived in Stockwell for 4 years we know of no issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
What makes your site different to alternative online quote calculators when it comes to conveyancing in Stockwell?
At this site obtain a conveyancing quote via a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Stockwell. As opposed to estate agents and brokerage sites we are not in the business of charging firms a commission if you select them for your home move in Stockwell
Am I better off to instruct a Stockwell conveyancing solicitor in close proximity to the house I am purchasing? An old friend can execute the legal work however they are based 300miles drive away.
The benefit of a high street Stockwell conveyancing practice is that you can attend the office to execute paperwork, present your ID and pester them where appropriate. Having local Stockwell know how is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If if people you trust instructed your friend and on the whole were content that must surpass using an unknown Stockwell conveyancing solicitor just because they are local.