We're in Southbourne, First time buyers buying with a mortgage (lender is Kent Reliance , and our lawyer is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are buying a house in Southbourne. It might be a silly question but how we can trust a lawyer? At some point we will need to deposit funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We were going to get a OIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Southbourne solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Southbourne solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
I am currently in the process of buying my council flat in Southbourne. I have a mortgage agreed with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
My wife and I are selling our home in Southbourne and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any high street Southbourne lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used an internet conveyancing firm as opposed to a conveyancing solicitor in Southbourne. Having lived in Southbourne for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Are there restrictive covenants that are commonly identified during conveyancing in Southbourne?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Southbourne. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My company is looking to take over a lease of an office on a shopping parade. Can you recommend lawyers offering no-move-no charges for commercial conveyancing in Southbourne for below 2k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Southbourne, including the disposal and acquisition of businesses as well as simply premises. Whether you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right firm. As for the charges this will depend on the structure and nuances of the proposed transaction. Let us have your contact information or phone so as to enable us to furnish you with a detailed commercial conveyancing calculation.
How does one remove a deceased person's details from the title deeds for a property in Southbourne?
Where a Southbourne property is jointly owned and one of the proprietors passes away, their name will not automatically be removed from the title deeds. You are not required to amend the title as in the event of a sale your lawyer would just need to evidence why the other proprietor is not a party to the transfer, usually this takes the form of a grant of probate.
With the aim of making the sale conveyancing simpler in the future you can arrange to have the deceased party removed from the title register by applying to HM Land Registry with evidence of the death. There is no fee from the Registry for this service.