My husband and I are planning to purchase a 3 bedroom apartment in Southbourne with a mortgage. We have a Southbourne solicitor, but the lender says he's not on their "panel". It seems we have no option but to select one of the mortgage company panel solicitors or continue with our Southbourne property lawyer as well as pay for one of their panel lawyers to represent them. We regard this is inequitable; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Southbourne conveyancing lawyer to apply to be on the conveyancing panel.
Having sold my house in Southbourne last January yet the purchaser is e-mailing me to moan that his lawyer is waiting to hear from mylawyer. What are the post completion sale formalities following completion?
After completion of your disposal your solicitor should send the transfer documentation and all supplemental paperwork to the purchaser's lawyers. Where relevant, your solicitor must also evidence that the mortgage has been discharged to the buyers conveyancers. There is unlikely to be post completion formalities just for conveyancing in Southbourne.
What is the best way to check that the solicitor conducting my conveyancing in Southbourne is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Bank of Scotland thus paying £175.00 in supplemental legal bill.
Feel free to take advantage of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Southbourne’ or your location and you will discover numerous solicitors based in Southbourne or near you.
I require expedited conveyancing in Southbourne as I am faced with a deadline to exchange contracts inside one month. Thankfully I do not require a mortgage. Can I decline from having conveyancing searches to save money and time?
As you are not obtaining a mortgage you have the choice not to do searches although no conveyancer would advise that you don't. With lots of history conveyancing in Southbourne the following are examples of issues that can show up and adversely impact future saleability: Enforcement Notices, Overdue Charges, Outstanding Grants, Unadopted Roads,...
I have recentlybecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Southbourne for a purchase of a leasehold flat 10 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The easiest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Southbourne conveyancing specialists.
What type of property do your Southbourne conveyancing estimates apply to?
Our conveyancing quotes are only appropriate to standard domestic premises in England & Wales. If you have any different needs for instance industrial or agricultural land or commercial conveyancing in Southbourne you should telephone us to address your requirements .