Completed the sale of my flat in Tintern last March yet the purchaser is whats apping daily to say her lawyer is waiting to hear from mylawyer. What should my lawyer have done following completion?
Following your sale your solicitor should deliver the transfer documentation and all additional paperwork to the purchaser's solicitors. Where relevant, your lawyer must also confirm that the mortgage has been paid off to the buyers solicitors. There are no post completion requirements just for conveyancing in Tintern.
Will my conveyancer be raising questions about flooding as part of the conveyancing in Tintern.
Flooding is a growing risk for lawyers specialising in conveyancing in Tintern. There are those who acquire a property in Tintern, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Conveyancers are not qualified to offer advice on flood risk, however there are a various searches that can be carried out by the purchaser or on a buyer’s behalf which can give them a better appreciation of the risks in Tintern. The standard completed inquiry forms given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the seller to find out whether the property has suffered from flooding. If flooding has previously occurred which is not notified by the seller, then a buyer could bring a claim for damages as a result of such an inaccurate reply. A buyer’s lawyers should also order an environmental search. This should disclose if there is a recorded flood risk. If so, additional inquiries should be carried out.
My wife and I purchased a semi-detached Edwardian property in Tintern. Conveyancing practitioner represented me and Platform Home Loans Ltd. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the exact same address. Is it worth asking Platform Home Loans Ltd to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tintern and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who completed the work.
Due to the guidance of my in-laws I had a survey completed on a property in Tintern in advance of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies will refuse to issue a loan on this type of home.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tintern. Conveyancing will be smoother if you use a solicitor in Tintern especially if they are familiar with such properties in Tintern.
Do I need to be suspicious about brokers that I am dealing with are recommending an online conveyancing firm as opposed to a High Street Tintern conveyancing company?
As with many service providers, often recommendations from family and friends can be worth their weight in gold. Nevertheless there are numerous players in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies might all suggest solicitors to retain. Sometimes the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there might be a commercial relationship behind the recommendation. You are free to choose your own lawyer. You need to be aware that most mortgage providers have an approved list of solicitors you have to use for the lender aspect of your transaction.
As co-executor for the will of my aunt I am selling a residence in Monmouth but reside in Tintern. My lawyer (who is 300 kilometers from merequires that I sign a stat dec prior to completion. Can you recommend a conveyancing solicitor in Tintern to attest this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Tintern based