I'm in the process of transferring my domestic loan to a BTL Bank of Ireland mortgage. The bank has said that I need a conveyancer as part of the process. I spoke to the same Magor conveyancing practitioner who dealt with the legals when I previously purchased the property. The quote supplied of £550 has taken me by surprise as I am not require purchase conveyancing - it’s simply a bog-standard refinance.
The costs illustration is fractionally on the expensive side. If you are content to invest time comparing costs you might get the conveyancing a bit cheaper by say a hundred pounds. On the other hand, providing that you were satisfied with the conveyancing the firm provided you couldcome to rue choosing an an unknown solicitor. If is important to be sure the firm can represent Bank of Ireland. Do make use of our search tool to locate a Magor conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in Magor.
My mortgage company has suggested solicitors on their panel based in Magor but I would rather choose a conveyancing lawyer in Magor or nearer to where I live. Are you able to assist?
Far from all Magor conveyancing solicitors are listed all banks conveyancing panel. Use the above find an approved solicitor tool to identify a Magor conveyancing firm on the on the mortgage company panel.
Forgive me if this question is silly but I am unexperienced as a first time purchaser of a ground floor flat in Magor. Do I pick up the keys to the premises on the completion date from my solicitor? If this is the case, I will find a High Street conveyancing solicitor in Magor?
On the day of completion you do not need to attend the conveyancers office in Magor. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's conveyancers, and once they have received this, you will be able to collect the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
Completion of my purchase has taken place for my property in Magor. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Principality have agreed my mortgage in principle, my bid on a house in Magor has been accepted, what happens next?
Your property agent will wish to be advised as to your conveyancer's details (ensure that the conveyancing practitioners are on the bank’s panel). Telephone Principality or the financial adviser and complete any outstanding forms. Principality will instruct a valuer who will get in contact with the estate agent or seller to book a time for the valuation to happen. Once conducted (assuming no problems) it takes approximately a week to receive the mortgage offer. Principality will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Magor.
Is it necessary to pay for insurance to address the risk of chancel repairs when purchasing a house in Magor?
Unless a prior purchase of the property took place after 12 October 2013 you could assume that lawyers handling conveyancing in Magor to remain recommending a chancel search and or insurance against a claim.
Me and my brother own a 4 bedroom Georgian house in Magor. Conveyancing practitioner acted for me and Aldermore. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Magor and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing practitioner who conducted the work.
I am downsizing from my home. My past solicitors have shut. I am in need of a recommendation of a conveyancing firm. Im based in Magor if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Magor. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.