The property market in Magor is heating up. What can I do to speed up matters?
First, If you are under pressure for your conveyancing we would recommend that your conveyancer is familiar with the location as they will make use of local relationships and know-how. It is possible that they may have handled previoushomes in the same neighbourhood. You would be best advised to use a Magor conveyancing lawyer. Second, double check that the lawyer is on the member panel. It is claimed that 18% of Magor conveyancing transactions are frustrated or derailed after discovering a purchaser’s conveyancer was not on their banks member panel. In many cases this discovery resulted in the legal process being frustrated by almost 21 days. It is understood that this issue affects approximately one hundred thousand home moves every year. Most Magor conveyancing practices can not act for certain lenders so do check at the outset.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Magor. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/2/2026, the requirements read as follows :
I am helping my niece sell her property in Magor. Will the solicitor order the EPC or do I organise this?
After the demise of HIPs, energy assessments was kept a mandatory element of selling a house. An energy assessment must be commissioned before the property is advertised. It is not something that solicitors ordinarily organise. If you are instructing a Magor conveyancing solicitor they may be able to arrange energy assessments given their contacts with long established Magor providers
I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Magor lawyer on the Virgin Money panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
I am due to exchange contracts on my flat. I had a double glazing fitted in November 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Virgin Money are being difficult. The Magor solicitor who is on the Virgin Money conveyancing panel is recommending indemnity insurance as a solution but Virgin Money are requiring a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Magor is where the house is located. Can you offer any assistance?
Flying freeholds in Magor are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Magor you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Magor may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I was recommended by a number of property agents in Magor to locate a property lawyer on your site. What’s the financial advantage for Estate Agents to promote your lawyers over and above a competitor’s?
We don’t make any referral fee for directing people in our direction. We found it would be just too difficult to pay a commission as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
Is it best to go with a Magor conveyancing practitioner in close proximity to the house I am hoping to buy? I have an old university friend who can carry out the legal formalities however his firm is located over three hundred kilometers drive away.
The primary upside of using a local Magor conveyancing firm is that you can visit the firm to sign paperwork, deliver your ID and apply pressure on them where appropriate. Having local Magor know how is a benefit. However it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and they were happy that should trump using an unfamiliar Magor conveyancing solicitor just because they are based in the area.