How can we tell if a Hornchurch conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Hornchurch obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor carrying out your conveyancing.
I am currently in the process of buying my council flat in Hornchurch. I have a mortgage agreed with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
I currently have a mortgage with Leeds Building Society for my property in Hornchurch. Conveyancing has been completed a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Leeds Building Society?
Your original mortgage agreement with Leeds Building Society will provide that you need their approval before renting your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel lawyer.
four months have gone by since my purchase conveyancing in Hornchurch concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Hornchurch differ for newly converted properties?
Most buyers of new build or newly converted property in Hornchurch approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is completed. This is because new home sellers in Hornchurch typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hornchurch or who has acted in the same development.
How do I identify a Hornchurch law firm on the HSBC Bank conveyancing panel? I have a car and am willing to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the tool on this website. Please select a lender and your location and you will see a number of Hornchurch conveyancing lawyers located nearest you. We have listed some Hornchurch conveyancing firms at the bottom of this page and you can contact them to check whether they are on the HSBC Bank member panel
My husband and I are new to the buying process - agreed a price, but the selling agent informed us that the owners will only move forward if we instruct their recommended lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a local solicitor who is familiar with conveyancing in Hornchurch
It is highly unlikely the sellers are driving this. Should the vendor require ‘a quick sale', alienating a genuine purchaser is counter productive. Try to communicate with the owners directly and explain that (a)you are genuine purchasers (b)you are ready to go, with finances arranged © you are chain free (d) you wish to move quickly (e)but you are going to appoint your own,trusted Hornchurch conveyancing firm - rather thanthose that will provide the negotiator at the agency a introducer fee or hit his conveyancing thresholds demanded by senior management.
I am looking to buy a property and require a conveyancing solicitor in Hornchurch who is on the mortgage company conveyancing panel. Can you recommend a Hornchurch or local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the lender who carry out conveyancing in Hornchurch. We dont recommend any particular solicitor.