My fiance’s mother is a solicitor. I am hopeful that I will be offered mate’s rates for conveyancing, but if not, what kind of fees would I typically be looking at for conveyancing in Hornchurch?
It’s prudent to obtain multiple conveyancing quotes. Make use of our search tool on this site. The fees may vary but the service one can expect differ between conveyancers as is true with the vast majority of professional services.
We were just about to sign contracts for a garden flat in Hornchurch. We encountered a stumbling block. The mortgage offer with Coventry Building Society runs out on 21/8/2025 but the sellers are insisting on a completion date of 26/8/2025. Can one prolong the mortgage offer?
The best person to address this issue is your conveyancer who will assess if they should be discussing with the lender, seller’s lawyers, property agents or indeed all parties given the circumstances your house move as of today.
I have an AIP. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would prefer to appoint a Hornchurch based conveyancing firm?
You should check but the the probability is that appoint one of their panel solicitors where you want the "fee-free" offer. Speak to the lender and ask if they make available a cash alternative. Some lenders have previously offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor near Hornchurch.
My stepmother advised me that in buying a property in Hornchurch there could be a number of restrictions as to what one can do in terms of external alterations to the property. Is this right?
There are anumerous of properties in Hornchurch which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Hornchurch should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Hornchurch CQS (Conveyancing Quality Scheme) solicitors are on the Nationwide conveyancing list of approved firms?
A selection of lenders now utilise CQS as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.
We have agreed to purchase a house in Hornchurch. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender HSBC be concerned?
Given that you are obtaining a mortgage with HSBC your lawyer must follow the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to HSBC where a lease does not satisfy these specifications. The specifications relate to the installation of panels on properties nationwide and is not isolated to Hornchurch.
How does conveyancing in Hornchurch differ for newly converted properties?
Most buyers of new build property in Hornchurch contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is ready to move into. This is because new home sellers in Hornchurch typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hornchurch or who has acted in the same development.
I have been on the look out for a flat up to £245,000 and identified one close by in Hornchurch I like with amenity areas and station in the vicinity, the downside is that it's only got 61 remaining years left on the lease. I can't really find anything else in Hornchurch for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you require a home loan that many years will likely be a potential deal breaker. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.