I am obtaining a offer of a home loan from Halifax. My intention is to retain the legal services of a Licensed Conveyancer in Wembley Central. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We wanted to use a conveyancing solicitor in Wembley Central for our house purchase. Our financial adviser has since notified us that our bank Coventry Building Society won't deal with them. Why is this not regarded as unduly restrictive?
Mortgage Companies on the whole restrict either the category or the amount of conveyancing firms on their member panel. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the profile of firm, a few lenders have reduced the number of solicitor practices they use to represent them. You should note that Coventry Building Society have no responsibility for the quality of advice provided by any member of Coventry Building Society Conveyancer Panel. Mortgage fraud was a key driver in the reduction of solicitor panels a few years ago even though there are differing views regarding the extent of solicitor engagement in some of that fraud. Figures from the Land Registry reveal that plenty of law firms, including some in or near Wembley Central only execute a couple conveyances a year.
Due to the encouragement of my in-laws I had a survey completed on a house in Wembley Central before retaining lawyers. I have been advised that there is a flying freehold element to the house. My surveyor has said that some lenders may refuse to grant a mortgage on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions from Halifax. If you call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wembley Central. Conveyancing may be slightly more expensive based on your lender's requirements.
I am downsizing from my house. My previous lawyers have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Wembley Central if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in Wembley Central. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
I have been sourcing a conveyancing solicitor in Wembley Central for my sale. Is there any facility to see a firm’s complaints history with the profession’s regulator?
Anyone may review presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. For details Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes recorded call for training requirements.
All being well we will complete the disposal of our £150,000 flat in Wembley Central in just under a week. The managing agents has quoted £336 for Landlord’s certificate, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in Wembley Central?
For the majority of leasehold sales in Wembley Central conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
-
Addressing pre-contract questions
Where consent is required before sale in Wembley Central
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
After years of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Wembley Central. Can we issue an application to the Residential Property Tribunal Service?
in cases where there is a missing freeholder or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to determine the price.
An example of a Lease Extension case for a Wembley Central premises is Ground Floor Flat 79 London Road in September 2012. the Tribunal held that the premium payable for the lease extension should be £7,636 This case related to 1 flat. The unexpired lease term was 74 years.