We see that you have a post code search directory listing solicitors on the Lloyds conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Belper?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Belper.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Belper. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 7/8/2025, the requirements read as follows :
What will a local search inform me about the property my wife and I purchasing in Belper?
Belper conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance Onsearch The local search is essential in every Belper conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
My wife and I have a terraced Victorian house in Belper. Conveyancing practitioner acted for me and Leeds Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Belper and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing practitioner who conducted the work.
My husband and I are new on the property ladder - agreed a price, but the estate agent has warned us that the owners will only proceed if we instruct the agent's chosen lawyers as they need a ‘quick sale’. Our preferred option is to instruct a high street solicitor accustomed to conveyancing in Belper
It is unlikely the vendors are driving this. Should the owner require ‘a quick sale', taking such a hostile approach to a serious buyer is going to damage their objectives. Speak to the owners direct and explain that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you are going to instruct your preferred Belper conveyancing lawyers - as opposed tothe ones that will earn the estate agent a commission or meet his conveyancing figures demanded by HQ.
I am tempted by the attractive purchase price for a couple of apartments in Belper which have approximately forty five years remaining on the lease term. Will this present a problem?
There are plenty of short leases in Belper. The lease is a right to use the property for a prescribed time frame. As the lease shortens the marketability of the lease reduces and it becomes more expensive to extend the lease. For this reason it is generally wise to increase the term of the lease. More often than not it is difficult to sell a property with a short lease because mortgage companies less inclined to grant a loan on such properties. Lease extension can be a difficult process. We recommend you get professional assistance from a conveyancer and surveyor with experience in this field.
Belper Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing
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Many Belper leasehold flats will be liable to pay a service bill for maintenance of the building levied on behalf of the landlord. Should you purchase the apartment you will have to meet this contribution, normally in instalments during the year. This can differ from two or three hundred pounds to thousands of pounds for bigger purpose-built blocks. In all probability there will be a ground rent for you to pay yearly, ordinarily this is not a significant sum, say approximately £50-£100 but you need to enquire as sometimes it can be prohibitively expensive. What restrictions are contained in the Belper Lease? Best to be warned whether changing the roof or some other major work is anticipated to be shared amongst the tenants and may well dramatically impact the level of the service charges or result in a one off invoice.