We are purchasing a property and need a conveyancing solicitor in Belper who is on the Aldermore conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Belper.
I am planning to acquire a house and need a conveyancing solicitor in Belper who is on the Bank of Ireland conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Bank of Ireland in certain locations such as Belper. We dont recommend any particular firm.
I am planning to move property in December. Does my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you suggest a removal company in Belper. Conveyancing solicitor was found before I stumbled across this site.
On the day of completion you can pick up the house keys from your property agent but this can only occur after the previous owners conveyancers confirm to the agent that the monies to complete are in and the keys can be passed over. After that you can tell the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can help you choose a residential property solicitor in Belper or a legal practice with expertise in conveyancing in Belper.
We expect to receive a AIP from Lloyds this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Lloyds recommend any Belper solicitors on the Lloyds conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Belper solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.
Nationwide have agreed my home loan in principle, my bid on a property in Belper has been agreed to, now what?
The estate agent will want to know who your solicitors are (ensure that the property lawyers are on the bank’s approved list). Call up Nationwide or the broker and complete any outstanding documentation. Nationwide will instruct a valuer who will get in contact with the selling agent or seller to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Nationwide will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Belper.
I have recentlybeen informed that Action Conveyancing have been shut down. They conducted my conveyancing in Belper for a purchase of a leasehold flat 12 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Belper conveyancing specialists.
I'm purchasing a new build house in Belper with the aid of help to buy. The sellers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not disclose to my lawyer about the extras as it would adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £305k and found one near me in Belper I like with a park and railway links in the vicinity, the downside is that it's only got 49 years on the lease. I can't really find anything else in Belper for this price, so just wondered if I would be making a mistake buying a short lease?
Should you require a mortgage the shortness of the lease will be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.