Can the conveyancing solicitors listed on your site conduct attended exchange conveyancing in Bebington?
We do have a number of conveyancing specialists who can conduct personalised exchanges. You should call us to receive a fee calculation and details as to dates.
Finally the sale completed on my house in Bebington last November yet the purchaser is texting me to moan that her conveyancer needs to hear from mine. What are the post completion sale formalities following completion?
Post completion of your house sale your conveyancer should deliver the transfer deeds and all of the paperwork to the buyer’s solicitors. Where relevant, your conveyancer should also confirm that the legal charge in favour of the lender has been discharged to the purchasers solicitors. There are no post completion tasks unique to conveyancing in Bebington.
Is it necessary to take out insurance to cover chancel repairs when buying a residence in Bebington?
Unless a prior purchase of the premises took place after 12 October 2013 you may take it that solicitors delivering conveyancing in Bebington to remain encouraging a chancel search and or chancel repair liability policy.
My wife and I own a terraced Georgian property in Bebington. Conveyancing practitioner acted for me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bebington and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
I'm purchasing a new build house in Bebington benefiting from help to buy. The developers would not move on the amount so I negotiated 6k of extras instead. The sale representative suggested that I not disclose to my conveyancer about the deal as it will impact my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Bebington before instructing solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies tend refuse to issue a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. If you call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Bebington. Conveyancing may be slightly more expensive based on your lender's requirements.