As a FTB what is the most important number one tip you can impart regarding purchase conveyancing in Chew Magna?
Not many law firms or advisers will tell you this but conveyancing in Chew Magna and elsewhere in England and Wales is an adversarial experience. In other words, when it comes to conveyancing there exists plenty of room for friction between you and other parties involved in the ownership transfer. For example, the vendor, selling agent and even potentially your mortgage company. Appointing a law firm for your conveyancing in Chew Magna is a critical decision as your conveyancer is your adviser, and is the SOLE party in the legal process whose responsibility is to look after your legal interests and to protect you.
Every so often a third party with a vested interest will try and convince you that you should follow their advice. For instance, the estate agent may claim to be helping by suggesting your solicitor is dragging his heels. Or your mortgage broker may tell you to do take action that is against your conveyancers guidance. You should always trust your lawyer above all other parties in the home moving process.
How does conveyancing in Chew Magna differ for newly converted properties?
Most buyers of new build residence in Chew Magna come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is built. This is because developers in Chew Magna typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chew Magna or who has acted in the same development.
I decided to have a survey completed on a property in Chew Magna in advance of instructing lawyers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some lenders may not grant a mortgage on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chew Magna. Conveyancing may be slightly more expensive based on your lender's requirements.
How simple is it to transfer to a new solicitor as I have to retain a firm on the Britannia conveyancing panel. I instructed a high street conveyancing solicitor in Chew Magna five minutes from me but she is not accepted by Britannia
We will our best to assist in finding you a conveyancing solicitor in Chew Magna on the Britannia panel. Please note that the solicitors that we list do not pay us fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Chew Magna. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Chew Magna.
I have been sourcing a conveyancing solicitor in Chew Magna for my remortgage. Is there any facility to check a solicitor's complaints history with the profession’s regulator?
Members of the public may see documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.
My wife and I may need to sub-let our Chew Magna 1st floor flat for a while due to taking a sabbatical. We instructed a Chew Magna conveyancing practice in 2001 but they have since shut and we did not have the foresight to seek any advice as to whether the lease allows us to sublet. How do we find out?
Some leases for properties in Chew Magna do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Chew Magna Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing
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This question is useful as a) areas may result in problems for the building as the common areas may start to deteriorate where maintenance remain unpaid b) if the leaseholders have an issue with the managing agents you will want to have full disclosure How much is the service charge and ground rent on the flat? Please tell me if there are any major works on the horizon that will likely add a premium to the maintenance charges?