Can you recommend a Aldermore sanctioned Hellesdon conveyancing conveyancer finish our house move within under 3 weeks? Would it be better to use a high street Hellesdon firm or a factory type comparison site?
We can recommend some very good Hellesdon conveyancing firms. Another option is to visit the main road in Hellesdon. Visit some well established law practices and ask to see a conveyancing solicitor for a quote. Explain your time frames together with the reasons and get a commitment on your deadline. Choose the one that you are most comfortable with.
We are getting a further advance on our mortgage from Yorkshire BS as we want to conduct renovations to our house in Hellesdon. Do we need to appoint a nearby Hellesdon solicitor on the Yorkshire BS conveyancing panel to handle the paperwork?
Yorkshire BS don't usually instruct a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS panel.
I have decided to exercise my right to buy my property in Hellesdon off the council. I have a mortgage agreed with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
I had an offer accepted on a property in Hellesdon on 9/10/2025, valuation was booked five days after, all came back fine. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
Will my solicitor be asking questions about flooding during the conveyancing in Hellesdon.
Flooding is a growing risk for lawyers specialising in conveyancing in Hellesdon. Some people will purchase a property in Hellesdon, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Solicitors are not qualified to give advice on flood risk, however there are a various checks that may be initiated by the buyer or on a buyer’s behalf which should figure out the risks in Hellesdon. The conventional set of information sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the vendor to find out whether the property has ever been flooded. In the event that flooding has previously occurred which is not disclosed by the owner, then a purchaser may commence a compensation claim stemming from an inaccurate reply. A purchaser’s solicitors should also carry out an enviro report. This will disclose if there is a recorded flood risk. If so, additional investigations should be carried out.
I have justdiscovered that Arc property Solicitors have closed. They carried out my conveyancing in Hellesdon for a purchase of a leasehold flat 18 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The quickest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hellesdon conveyancing specialists.
I am attracted to a two maisonettes in Hellesdon which have approximately fifty years remaining on the lease term. Should I regard a short lease as a deal breaker?
There are no two ways about it. A leasehold apartment in Hellesdon is a wasting asset as a result of the shortening lease. The nearer the lease gets to zero years unexpired, the more it reduces the salability of the premises. The majority of buyers and banks, leases with under eighty years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of premises with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Hellesdon conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
I own a studio flat in Hellesdon, conveyancing having been completed 6 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Hellesdon with a long lease are worth £206,000. The ground rent is £45 charged once a year. The lease finishes on 21st October 2092
With just 67 years unexpired the likely cost is going to range between £10,500 and £12,000 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.
My work colleague mentioned that before selecting a conveyancing firm they need approved by your mortgage company. This is my first house move but I have an offer in principle from Nat West Bank and I already have a local conveyancing lawyer in Hellesdon at the ready. Will HSBC require an approved solicitor to be selected? Does a directory of approved conveyancers even exist for my conveyancing in Hellesdon?
You should choose a solicitor that is on the HSBC panel. The first thing to do is telephone your preferred Hellesdon conveyancing solicitor to check if they are on the HSBC panel. If they are not on the panel you have a number of options available to you here:
- Complete the purchase with your preferred Hellesdon lawyer but HSBC will undoubtedly retain a conveyancing practitioner from their approved list. This will result in additional charges and probable frustration.
- Get a new conveyancer to act in the purchase, obviously checking they are on the HSBC conveyancing panel.
- Convince your property lawyer to apply to join the lender panel.