Me and my partner are buying a apartment in Priorslee. I might seem paranoid but how we can trust a conveyancer? On completion day we have to send funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
This question may be naive but I am unseasoned as a first time buyer of a garden flat in Priorslee. Do I collect the keys to the house on completion from my solicitor? If this is the case, I will appoint a High Street conveyancing solicitor in Priorslee?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the seller's solicitors, and once they have received this, you should be able to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
I have paid off my mortgage with TSB. I assume I don't need a Priorslee lawyer on the TSB panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
What does a local search tell me about the house we're purchasing in Priorslee?
Priorslee conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company such as PSG The local search is essential in every Priorslee conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
Me and my brother purchased a terraced Georgian property in Priorslee. Conveyancing solicitor acted for me and TSB. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Priorslee and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing lawyer who conducted the work.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Priorslee is the location of the property. Is there any guidance you can impart?
Flying freeholds in Priorslee are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Priorslee you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Priorslee may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My uncle has urged me to appoint his conveyancing solicitors in Priorslee. Should I use them?
Much as we are happy to recommend a Priorslee conveyancing lawyer the ideal way to find a conveyancing lawyer is to get feedback from friends or family who have used the solicitor you're considering.
Is it possible for you to suggest a solicitor for purchasing a bungalow? Ideally someone in the Priorslee area, who will contact me via email - not someone who insists on slow mail or fax.
LenderPanel.com is restricted to being a directory service for property lawyers who wish to be listed as being on the approved conveyancing panel for Bank of Ireland in certain areas for example Priorslee . Our intention is not to recommend any particular property lawyer.