My bank has suggested solicitors on their panel based in Aldgate but I would rather choose a conveyancing lawyer in Aldgate or nearer to where I live. Can you assist?
It is by no means the case that all Aldgate conveyancing practitioners are listed all lender’s conveyancing panel. Use our search tool to find a Aldgate conveyancing conveyancer on the on the mortgage company panel.
We are aiming to move property in June. Does my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Aldgate. Conveyancing firm was found before I stumbled across this page.
On the afternoon of completion you will need to collect the keys from the estate agent however this can only take place once the previous owners solicitors inform the agent that the monies to complete are in and the keys can be given over. Subsequently you will need to tell the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in locating a residential property solicitor in Aldgate or a solicitor that specialises in conveyancing in Aldgate.
After months of negotiation I have agreed a price on a house in Aldgate. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £200. Soon after, the property lawyer contacted me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer was accepted on an apartment in Aldgate on 12/2/2025, valuation was booked 4 days later, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Are Santander entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
Is it necessary to pay for insurance to cover chancel repairs when acquiring a house in Aldgate?
Unless a previous purchase of the property completed after 12 October 2013 you could take it that lawyers handling conveyancing in Aldgate to continue to advocate a chancel search and or chancel repair liability insurance.
I have been on the look out for a ground for flat up to £305k and found one close by in Aldgate I like with amenity areas and transport links in the vicinity, however it only has 51 years on the lease. There is not much else in Aldgate suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a home loan the remaining unexpired lease term will be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
I've recently bought a leasehold house in Aldgate. Am I liable to pay service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have had difficulty in trying to purchase the freehold in Aldgate. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We can put you in touch with a Aldgate conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Aldgate flat is 1-41 Royal Tower Lodge 40 Cartwright Street in April 2013. the tribunal adding the agreed value of capitalised ground rents and the reversion the price to be paid for the freehold was £1,187,000 This case affected 41 flats. The unexpired term was 107 years.
After what feels like an age I have had an offer on an apartment in Aldgate accepted, but there is a chain. The vendors have put an offer on on an apartment, but it’s not yet agreed to, and are looking at other apartments booked. I have selected a nearby conveyancing lawyer in Aldgate. What should be my next step? At what point do I apply for the mortgage with Skipton?
It is normal to have concerns where there is an associated chain given your reluctance to be too out of pocket prematurely (home loan application is approx one thousand pounds, then valuation, Aldgate conveyancing search fees, etc). The first thing to do is ensure that your property lawyer is on the Skipton approved list. As to the next phase this very much dictated by the specifics of your case, desire for the property and on the state of the market. In a hot market the majority of home buyers will apply for a home loan with Skipton and pay for the valuation and only if it comes back ok would they request their property lawyer to press on with the conveyancing in Aldgate.