I am purchasing a ground floor flat in Basinghall. My Solicitor is not listed on the bank approved list. Can I still continue with my Basinghall conveyancing solicitor even though they are excluded from the mortgage company list of approved lawyers?
You will need to use a solicitor to complete the formalities if you take out a mortgage to purchase your property. They will conduct all the necessary investigations on the property, make sure that you will be registered as proprietor and ensure that all the required mortgage documentation is dealt with. You could instruct a Basinghall conveyancer of your choosing. However, if the solicitor appointed is not on the bank approved list supplemental costs will arise as separate legal representation will be required by them. Lender panel applications may be submitted, so if your lawyer has not historically sought membership they can do so.
My partner and I have just purchased a house in Basinghall. We have since encountered a number of issues with the property which we believe were overlooked in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that needed to have been carried out as part of conveyancing in Basinghall?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Basinghall. Conveyancing searches and due diligence undertaken during the buying process are supposed to help avoid problems. As part of the process, a seller answers a questionnaire referred to as a SPIF. answers turns out to be misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Basinghall.
Can I use your services to locate a Conveyancing solicitor in Basinghall even if I’m not buying or disposing of a house, for example if I intend to acquire an office in Basinghall with a mortgage from Santander?
Our search tool is primarily utilised to get a quote from residential conveyancing solicitors in Basinghall but we have set out at the bottom of this page a selection of Basinghall commercial conveyancing firms. You should enquire with the company directly to see if they can also act for Santander
I have been referred to a conveyancing solicitor in Basinghall. I I am struggling to find out whether they are accepted on the Santander approved list of lawyers. Could you or the lender confirm if they are on the panel?
The first thing to do is contact the solicitor and enquire whether they can act for the lender. Alternatively you can get in touch with Santander who may be able to assist.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one near me in Basinghall I like with amenity areas and transport links nearby, the downside is that it only has 49 years on the lease. I can't really find anything else in Basinghall suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a mortgage the shortness of the lease will likely be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you can ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
Am I best advised to appoint a Basinghall conveyancing lawyer based in the location that I am buying? We have a good friend who can deal with the legal formalities however they are based 300kilometers drive away.
The primary upside of using a high street Basinghall conveyancing practice is that you can visit the firm to execute paperwork, hand in your identification documents and apply pressure on them where appropriate. They will also have local insight which is a plus. That being said it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and in the main were impressed that should outweigh using an unfamiliar Basinghall conveyancing solicitor solely due to them being local.