We were just about to exchange contracts for a ground floor flat in Basinghall. We have hit a problem. Our mortgage offer with Barclays Direct runs out on 15/1/2026 but the sellers are suggesting a completion date of 19/1/2026. Is it possible to prolong the mortgage expiry date?
The person best placed to deal with your question is your conveyancer who will hopefully assess whether they corresponding with the lender, seller’s conveyancers, property agents or conceivably all parties taking into account the circumstances your house move as of today.
We just had an offer accepted to purchase with Norwich and Peterborough Building Society. I went into 3 or 4 local solicitors but cant to find a Basinghall conveyancing firm on the Norwich and Peterborough Building Society approved list. Could you assist?
You should take advantage of the search tool on this site. Please choose the building society and type Basinghall or your preferred area and you will be presented with a number of lawyer based in Basinghall or near you.
Due to the encouragement of my in-laws I had a survey completed on a property in Basinghall ahead of appointing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor advised that some banks may not issue a loan on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Basinghall. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Basinghall to see if the conveyancing will be more expensive.
Should I be wary that estate agents that I am dealing with are suggesting a factory type conveyancing firm as opposed to a local Basinghall conveyancing practice?
As with many service providers, often input from connections can be worth their weight in gold. Yet there are many parties with a vested interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies may recommend conveyancers to retain. On occasion these solicitors might be known to one of the organisations as experts in their field, but sometimes there may be a commercial relationship behind the recommendation. You are free to choose your preferred conveyancer. However, bear in mind that the majority of banks specify a panel list of solicitors you are obliged to use for the lender aspect of your home move.
I am 18 days into a freehold purchase having been recommend to conveyancers by the high street agent to handle our conveyancing in Basinghall. I am am very frustrated with the level of service. Could you help me find new lawyers?
A conveyancer would have to be very poor to suggest changing them. Has the mortgage been sent? In the event that it has you will need to inform them of the replacement solicitor and ensure the loan are re-issued. Your conveyancer should be on the mortgage company approved list to avoid escalating expenses and complications. So that should be your first question of the new solicitors. Our search tool should help you find a bank approved conveyancer for your conveyancing in Basinghall
If all goes to plan we aim to complete the disposal of our £350,000 flat in Basinghall in six days. The freeholder has quoted £396 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Basinghall?
For most leasehold sales in Basinghall conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Completing pre-contract questions
Where consent is required before sale in Basinghall
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Following years of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Basinghall. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most definitely. We are happy to put you in touch with a Basinghall conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Basinghall property is 137 & 139 Haberdasher Street in December 2013. The Tribunal determines in accordance with section 48 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 that the premium for the extended lease for each Property should be £12,350.00. This case affected 2 flats. The remaining number of years on the lease was 72.39 years.