Would the conveyancing solicitors that you recommend perform conveyancing in Angel by way of an attended exchange?
We do have a number of conveyancing specialists carrying out 24hr exchanges. Do call us to get a costs illustration and details as to availability.
I am buying a flat and need a conveyancing solicitor in Angel who is on the Halifax conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Angel. We dont recommend any particular firm.
Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Angel. Do I collect the keys to the premises on completion from my conveyancer? If so, I will use a High Street conveyancing solicitor in Angel?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the owner’s solicitors, and shortly after the monies have arrived, you will be invited to pick up the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
I am the sole beneficiary of my late mum's estate with all property in now in my sole name, including the house in Angel. Conveyancing formalities meant that the Land Registry date was in September. I plan to dispose of the property. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship will be regarded the same way as though I had purchased the house in September. Will no one buy the property for half a year?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this provision is primarily there to identify the purchase and immediately sell or the quick reselling of properties.
I have a mortgage with Kent Reliance for my property in Angel. Conveyancing was finalised some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Kent Reliance?
You must advise Kent Reliance before renting your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. It may be that Kent Reliance will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel firm.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Angel is the location of the property. Is there any advice you can impart?
Flying freeholds in Angel are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Angel you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Angel may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Am I right to be concerned that third parties that I am dealing with are recommending a nationwide conveyancing firm rather than a High Street Angel conveyancing firm?
As is the case with lots of service providers, often input from family and friends can be worth their weight in gold. Nevertheless there are many players in a conveyancing matter; estate agents, mortgage brokers and banks may recommend lawyers to choose. Sometimes the conveyancers might be known to one of the organisations as experts in their field, but occasionally there behind the scenes commercial relationship behind the recommendation. You are at liberty to select your preferred lawyer. However, bear in mind that some mortgage providers operate an approved list of solicitors you are obliged to use for the mortgage aspect of your house move.
I need to appoint a conveyancing solicitor for my conveyancing in Angel. I have land on a site which appears to be the perfect offering If it is possible to get all the legals done via phone that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?