Just contacted my conveyancing solicitor in Anerley who acted for me 18 months ago and wanted a conveyancing costs illustration based on an identical type of house move (a leasehold premises and a freehold premises) of almost identical values with a loan from Platform Home Loans Ltd. It looks as though am now being charged twice the amount. Should I look for a cheaper internet conveyancer?
The charges seem a little high. If you you were to look around you might decrease the fees slightly by perhaps £125. On the other hand, assuming were pleased with the legal work the firm provided you mightlive to regret opting for an a cheaper conveyancer. Don't forget to ensure the solicitor can act for Platform Home Loans Ltd. You can employ our search tool to get a quote a Anerley conveyancing firm on the Platform Home Loans Ltd member panel, which can often include conveyancing solicitors in Anerley.
Having sold my house in Anerley last November yet the purchaser is e-mailing daily to moan that their solicitor is waiting to hear from myconveyancer. What are the post completion sale legalities now that I have sold?
Following your disposal your lawyer is duty bound to send the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Where appropriate, your solicitor must also confirm that the home loan has been repaid to the purchasers conveyancers. There is unlikely to be post completion steps unique to conveyancing in Anerley.
I happen to be the only beneficiary of my late mum's estate and I have everything in my name now, including the house in Anerley. The Anerley property was put into my name in November. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership could be treated the same way as though I had purchased the property in November. Is the property unsalable for six months?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. How practical a view mortgage companies take of it, depend on the bank as this clause primarily exists to identify subsales or the wholesaling and assigning of property.
Last month we had a mortgage agreed in principle with Nationwide. Anerley conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from Nationwide?
There is no definitive answer here. Have Nationwide completed the survey? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am purchasing a property in Anerley. A rare aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Skipton your lawyer must comply with the conveyancing instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Skipton. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and lawyers are required to report to Skipton where a lease fails to meet these conditions. The conditions relate to the installation of panels on properties nationwide and is not limited to Anerley.
We are close to exchanging contracts on the sale of our home in Anerley and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local conveyancer would know this is not the case. For the life of me I don't know why the purchasers used a factory type conveyancing outfit rather than a conveyancing solicitor in Anerley. We have lived in Anerley for many years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation need.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
The estate agent has sent us the confirmation of our purchase of a new build apartment in Anerley. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Anerley
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Over the last few months I have been searching for a flat up to £305k and found one close by in Anerley I like with open areas and transport links in the vicinity, the downside is that it only has 49 remaining years left on the lease. I can't really find anything else in Anerley in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you require a mortgage the shortness of the lease may be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.