Can your site be used to find a Conveyancing solicitor in Anerley even if I’m not buying or selling a house, for instance if I want to acquire a shop in Anerley with a mortgage from Bank of Ireland?
Our comparison service is primarily used to locate domestic conveyancing solicitors in Anerley but we have set out towards the end of this page a selection of Anerley commercial conveyancing firms. You should enquire with the company directly to check if they are also authorised to represent Bank of Ireland
Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Anerley so that I can attend their offices if required.
Whereas this was necessary 12 years ago, the vast majority mortgage companies no longer need their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to hand over identification documents and there are still manifest benefits to using a locally based practitioner, in your situation a conveyancing solicitor in Anerley.
I require fast conveyancing in Anerley as I am faced with an ultimatum to exchange contracts inside one month. Thankfully I do not require a mortgage. Can I decline from having conveyancing searches to save money and time?
As you are are a mortgage free buyer you are at liberty not to do searches although no solicitor would advise that you don't. Drawing on years of experience of conveyancing in Anerley the following are instances of issues that can be revealed and adversely affect future mortgageability: Enforcement Notices, Outstanding Fees, Outstanding Grants, Railway Schemes,...
The estate agent has sent us the confirmation of our purchase of a new build flat in Anerley. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Anerley
-
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Due to the advice of my in-laws I had a survey completed on a house in Anerley before appointing solicitors. I have been told that there is a flying freehold element to the property. My surveyor advised that some banks tend refuse to issue a loan on a flying freehold premises.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Anerley. Conveyancing may be slightly more expensive based on your lender's requirements.
My son is just in the process of moving house, he had his mortgage in principle. One the offer was accepted on flat we rang the mortgage institution to issue the formal offer. We were shocked to learn that banks do not accept all property lawyer, they have to be on a list, is this correct?
Lenders normally imposes restrictions either the type or the number of conveyancing firms on their approved list of lawyers. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Anerley property lawyer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Unlikely.