Why would one use a Coombe conveyancing solicitors firm when online alternatives are more affordable?
By all means make sure that you shop around for conveyancing costs in Coombe and you should seek an affordable estimate but don’t waste your energy sourcing the cheapest Coombe conveyancer. Finding the right conveyancer can be the difference between a seamless and a frustrating house move. You need to ensure that you have expert guidance from a specialist lawyer. Emails can't replace a telephone conversation and can never replicate a one to one consultation. The firms that we work with will find you a qualified and trusted conveyancing solicitor who can tackle your conveyancing from from the outset to completion, providing a level of personalised service that you are unlikely to received from an web based conveyancer. Our lawyers will contact you regularly to update you on headway and keep you informed. Should it ever be necessary to phone the office you will know who to ask for and we'll endeavour to make sure that you are kept fully informed.
is it true that all Coombe solicitors on the HSBC conveyancing panel are governed by the SRA?
As solicitors, in order to be on the HSBC approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel and in that case the firms would be governed by the CLC.
It is unclear whether my mortgage offer requires a lease extension. I have called into my local Coombe building society branch on various occasions and was reassured it wasn't an issue and they would lend. My Coombe conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend in accordance with their published requirements. I have no idea who is right.
Your conveyancer must follow the Council of Mortgage Lenders’ Handbook Part 2 provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
After shopping around on the internet I have found a Coombe conveyancer having checked that they are on the Aldermore conveyancing panel. Does my lawyer arrange the survey of the property?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Coombe surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I used Stirling Law a few years past for my conveyancing in Coombe. Now, I need my files however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Coombe of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Coombe differ for newly converted properties?
Most buyers of new build or newly converted property in Coombe approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Coombe usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Coombe or who has acted in the same development.
I have been sourcing a conveyancing solicitor in Coombe for my home move. Can I check a firm’s record with the profession’s regulator?
One may search for documented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor call for training requirements.
At long last our conveyancing in Coombe is completing on Friday, but the vendors I am purchasing off wishes to move out 24 hours later at PM. Do I accept this?
Where you need a loan then your lawyer will demand that you have vacant possession on Friday - the mortgage company will demand it.