My friend's sister is a solicitor. I anticipate that I'll be able to get friends and family pricing for conveyancing, but if not, what level of fees should I be paying for conveyancing in South Norwood?
Do contrast pricing. Do use our search tool on this page. Whilst prices may be different but service levels do differ between property lawyers as is true with the vast majority of professional services.
It is 10 years ago since I bought my property in South Norwood. Conveyancing solicitors have now been appointed on the sale but I can't track down my deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be retained by your lender or they may be in the possession of the conveyancers who oversaw the purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in South Norwood involves registered property but in the unlikely event that your property is not registered it is more of a problem but is resolvable.
We are buying a victorian detached house in South Norwood. We would like to carry out an extension to the side at the property.Will legal work on the property include enquiries to see if these works were previously refused?
Your conveyancer will review the deeds as conveyancing in South Norwood will on occasion identify restrictions in the title documents which prohibit certain works or require the permission of a 3rd party. Some additions call for local authority planning permissions and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these things with a surveyor ahead of any purchase.
I recently had an offer agreed on a house in South Norwood. My financial adviser suggested a lawyer. I paid an on account payment of £175. A couple of days later, the lawyer called me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
After what seems like an age I have had an offer on a flat in South Norwood agreed to, the sellers do nevertheless have an associated purchase. The owners have put an offer on somewhere, however it’s not yet agreed to, and are looking at other properties booked. I have chosen a high street conveyancing solicitor in South Norwood. What should be my next step? At what point do I apply for the mortgage with HSBC?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then valuation, South Norwood conveyancing search costs, etc). The first thing to do is check that your property lawyer is on the HSBC approved list. Concerning the subsequent steps this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. In a hot market the majority of buyers would apply for the mortgage with HSBC and arrange for the valuation and only if it comes back ok would they ask their conveyancer to press on with the conveyancing in South Norwood.
How does conveyancing in South Norwood differ for new build properties?
Most buyers of new build premises in South Norwood approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in South Norwood tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in South Norwood or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. South Norwood is the location of the property. Is there any advice you can impart?
Flying freeholds in South Norwood are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside South Norwood you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Norwood may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Is planning consent required to split a single dwelling into two appartments in South Norwood? This has been done to a house next door to a friend in South Norwood and was ignorant of the conversion until it was done.
Planning Permission yes. Building Regulations yes.