I am getting a mortgage offer from Nat West. I hope to enlist the help of a Licensed Conveyancer in Coombe Warren. Does the Nat West Conveyancing panel allow for conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
I have an AIP. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to instruct their panel conveyancer as I would prefer to appoint a Coombe Warren based conveyancing firm?
Do check but the the likelihood is that appoint one of their panel conveyancers if you want the "fee-free" offer. Speak to the bank and check if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor in Coombe Warren.
Are there restrictive covenants that are commonly identified during conveyancing in Coombe Warren?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Coombe Warren. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a flat up to £305k and identified one round the corner in Coombe Warren I like with a park and transport links in the vicinity, however it only has 49 years unexpired on the lease. I can't really find anything else in Coombe Warren for this price, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a mortgage the shortness of the lease will be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
I'm remortgaging my primary house to a BTL loan with Nottingham Building Society and I will use the ballance of the raised equity as a down payment on another property. The neighborhood we are talking about is Coombe Warren. Will your conveyancers be able to act for both sets of lenders and tie in the two deals?
Make use of our search tool on this page to be sure that the lawyers are approved by both banks. Having checked that they are the lawyer will be able to simultaneously deal with the two transactions but you should talk with you solicitor and make apparent your desired outcome and requirements.
Can I determine who is the owner of a house in Coombe Warren?
On the basis that the premises is recorded at HM Land Registry, and you have requisite information of the location of the premises, you should be able to obtain details from the HMLR of the registered proprietor for a for less than a fiver.