It is 10 years ago since I purchased my home in Bedworth. Conveyancing lawyers have now been appointed on the sale but I can't track down my title deeds. Is this a problem?
Don’t worry too much. First there is a possibility that the deeds will be kept by your mortgage company or they may be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring current official copies of the land registers. Almost all conveyancing in Bedworth relates to registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Bedworth?
There are many recorded licenced Conveyancers in Bedworth and Solicitor partnerships in Bedworth offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
When it comes to mortgage companies such as UBS, do Bedworth conveyancing practitioners face a yearly amount to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
My wife and I are spending time viewing apartments in Bedworth and I am now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Leeds Building Society.
It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are obtaining a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.
What will a local search inform me concerning the house we're buying in Bedworth?
Bedworth conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company for example Searches UK The local search is essential in every Bedworth conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Bedworth is the location of the property. What do you suggest?
Flying freeholds in Bedworth are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bedworth you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bedworth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm remortgaging my current house to a BTL loan with Virgin Money and I will use the rest of the raised equity as a down payment on further house. The location we are looking at is Bedworth. Will your lawyers be able to act for the two mortgage companies and tie in the two deals?
Make use of our comparison tool on this site to check that the solicitors are on the relevant lender panels. Having checked that they are your solicitor will be able to connect the two deals but you should talk with you solicitor and specify your expectations and needs.
I yesterday found out that one of the partners of the firm undertaking the purchase conveyancing in Bedworth is related to the seller. Is this acceptable?
Provided there is no conflict of interest this is permitted. Where you are needing a mortgage then the mortgage company may have a say as many lenders have specific requirements concerning this. For example for HSBC as of 17/7/2025, the requirements read as follows :