My wife and I intend to remortgage our penthouse in Stapleton with Santander. We have a son 19 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have two concerns (1) Is this form unique to the Santander conveyancing panel as he never had to sign this form when we purchased 4 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Santander. This is solely used to protect Santander if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Santander had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
As someone not used to conveyancing in Stapleton what is the number one tip you can give me for the legal transfer of property in Stapleton
Not many law firms or advisers will tell you this but conveyancing in Stapleton or throughout England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists an abundance of room for conflict between you and other parties involved in the home moving process. For instance, the seller, property agent and sometimes your bank. Selecting a solicitor for your conveyancing in Stapleton an important selection as your conveyancer is your adviser, and is the SOLE party in the transaction whose responsibility is to look after your legal interests and to keep you safe.
We are witnessing a worrying creep in the "blame" culture- someone must be blamed for the process being so protracted. You your first instinct should be to trust your conveyancer ahead of all other players in the conveyancing process.
I am helping my mother sell her property in Stapleton. Does the conveyancing solicitor order an energy assessment or should I organise this?
Following the abolition of Home Information Packs, energy performance certificates was retained a mandatory element of moving house. An energy assessment should be commissioned in advance of the property being marketed. It is not as aspect of the sale process that conveyancers ordinarily arrange. Where you are using a Stapleton conveyancing practitioner they might be willing to arrange energy assessments given their contacts with long established Stapleton assessors
Forgive me if this question is silly but I am new to the house moving as FTB of a garden flat in Stapleton. Do I receive the keys to the property on completion from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Stapleton?
On the day of completion you will not be required to go to the conveyancers office in Stapleton. Your solicitors will arrange to send the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you will be invited to collect the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.
When it comes to lenders such as Yorkshire BS, do Stapleton conveyancers have to pay a yearly amount to be on the list of approved solicitors?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
We are buying a house and the solicitor has referenced Chancel Repair to which the property may be obligated to pay given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly appropriate for conveyancing in Stapleton
Unless a prior acquisition of the property took place after 12 October 2013 you can take it that conveyancing practitioners delivering conveyancing in Stapleton to continue to suggest a chancel search and or insurance against a claim.
I am looking to sell my property. My former solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Stapleton if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in Stapleton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I am 3 weeks into a residential purchase having been directed to conveyancers by the estate agent to handle our conveyancing in Stapleton. I am not happy. Can you help me find new lawyers?
A lawyer would have to be very bad in order to consider replacing them. Has the mortgage offer been generated? If so you need to make them aware of the replacement solicitor and ensure the mortgage documents are issued to the new lawyers. Your conveyancer should be on the mortgage company approved list to avoid escalating expenses and frustration. That should be your first question of the new solicitors. Our search tool should assist you in finding a bank approved solicitor for your home move in Stapleton