My financial adviser says he needs my Kenilworth lawyer’ panel member for the Lloyds conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Kenilworth office but they have not got back to me yet.
Have you tried contacting your Kenilworth property lawyer about this?. Most Kenilworth conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
We are buying a new build apartment in Kenilworth and my solicitor is telling me that she has to the lender to disclose incentives from the seller. I am nearing the developer’s deadline to exchange and I would rather not prolong matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I have a decision in principle. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to appoint their panel conveyancer as I would prefer to use a Kenilworth based conveyancing firm?
Do check but the the likelihood is that give you one of their panel solicitors if you want the "fee-free" deal. Speak to the lender and determine if they allow a monetary alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Kenilworth.
I am selling our house in Kenilworth and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the buyers are using a nationwide conveyancing practice as opposed to a conveyancing solicitor in Kenilworth. We have lived in Kenilworth for six years we know that this is a non issue. Do we get in touch with our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I am looking for a ground for flat up to £235,500 and found one near me in Kenilworth I like with open areas and transport links nearby, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Kenilworth suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
I am thinking of appointing a conveyancing lawyer in Kenilworth for my purchase. Is it possible to see a firm’s complaints history with the profession’s regulator?
You may review presented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training requirements.