What is the best way to find out if the solicitor conducting my conveyancing in Kenilworth is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Nottingham Building Society thus spending £192.00 in supplemental legal bill.
Please do take advantage of the search tool on this page. Pick the lender and type ‘Kenilworth’ or your preferred area and you will discover a number of lawyer located in Kenilworth or near you.
This question may be naive but I am unseasoned as FTB of a ground floor flat in Kenilworth. Do I collect the keys to the premises on the completion date from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Kenilworth?
On the day of completion you will not be required to go to the conveyancers office in Kenilworth. Your solicitors will transfer the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you will be invited to collect the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
is it true that all Kenilworth solicitor practices on the HSBC conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the HSBC conveyancing panel they would need to be overseen by the SRA. Some mortgage companies do list licenced conveyancers on their panel and in such a situation the organisation would be overseen by the Council of Licensed Conveyancers.
I had a mortgage agreed in principle with HSBC. Kenilworth conveyancing lawyers were selected. What is the average time that one could expect to receive a mortgage offer from HSBC?
Some lenders take longer than others. Have HSBC done the valuation? Have you informed HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I used Action Conveyancing a few years past for my conveyancing in Kenilworth. Now, I need my files however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kenilworth of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a quick, chain free conveyancing. Kenilworth is where the house is located. What do you suggest?
Flying freeholds in Kenilworth are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kenilworth you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kenilworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I use your search facility to locate a conveyancing solicitor in Kenilworth on the approved list for my lender?
First pick a lender such as HSBC Bank, Skipton Building Society or Aldermore then choose your preferred area e.g. Kenilworth. Conveyancing practices in Kenilworth and beyond will then be listed.
Me and my wife have recently had an offer accepted on a house and had meeting on Wednesday with HSBC for the mortgage. They advised me that when it comes to appointing a conveyancer that if they are not on their approved panel of property lawyers then we will have to pay out a further charge of about two hundred pounds. This is is due to the fact that they would then have to select a conveyancer to act on their behalf as well as the one we select on our behalf and we will be on the hook for their costs. I have requested HSBC to send me with a list so I can seek quotes only from their approved solicitors but was told that I need to check with each individual solicitor to see if they are on the panel. Is there a list online?
You can enquire of HSBC what their panel criteria is for a conveyancer.Thereafter ask the solicitor of your choice whether they fit that criteria and have they acted on loans for HSBC historically. Where the answer to those is yes, then just clarify this with HSBC. Alternatively please utilise our search facility and we may be able to identify a solicitor in Kenilworth on the approved list for HSBC.