Can your site be used to find a Conveyancing solicitor in Kenilworth even if I’m not purchasing or selling a house, for example where I wish to buy a shop in Kenilworth with a loan from Alliance & Leicester ?
Our comparison service is primarily there to get a quote from residential conveyancing solicitors in Kenilworth but we have set out towards the bottom of this page some Kenilworth commercial conveyancing firms. You should enquire with the solicitors directly to establish if they are also authorised to represent Alliance & Leicester
My Conveyancer in Kenilworth is not on the Norwich and Peterborough Building Society Conveyancing Panel. Is it possible for me to retain my prefered solicitor even though they are not on the Norwich and Peterborough Building Society panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your preferred Kenilworth solicitors but Norwich and Peterborough Building Society will need to use a lawyer on their list of acceptable firms. This will result in additional total conveyancing charges and result in delays.
- Find an alternative lawyer to act in the purchase, not forgetting to check they are Convince your conveyancer to do everything within their powers to join the Norwich and Peterborough Building Society conveyancing panel
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Kenilworth? or I am told that there is historic law that means some homeowners residing in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this applicable for conveyancing in Kenilworth?
Unless a previous purchase of the house took place post 12 October 2013 you can expect lawyers carrying out conveyancing in Kenilworth to remain recommending a chancel search and or chancel repair liability insurance.
I'm buying a new build house in Kenilworth with the aid of help to buy. The sellers would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not disclose to my conveyancer about this extras as it could affect my mortgage with Lloyds TSB Bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Can you provide any advice for leasehold conveyancing in Kenilworth with the aim of expediting the sale process?
- Much of the frustration in leasehold conveyancing in Kenilworth can be avoided if you get in touch lawyers the minute your agents start advertising the property and ask them to put together the leasehold information which will be required by the purchasers’ conveyancers. If you have carried out any alterations to the premises would they have required Landlord’s consent? In particular have you installed wooden flooring? Kenilworth leases often stipulate that internal structural alterations or addition of wooden flooring necessitate a licence from the Landlord approving such alterations. If you dont have the approvals to hand you should not communicate with the landlord without checking with your solicitor in advance. A minority of Kenilworth leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, it would be prudent to place the estate agents on notice to make sure that the purchasers put in hand bank and professional references. The bank reference should make it clear that the buyer is financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their solicitors. You believe that you know the number of years left on your lease but it would be advisable double-check by asking your conveyancers. A buyer’s conveyancer will be unlikely to recommend their client to proceed with the purchase of a leasehold property the remaining number of years is below 80 years. It is therefore important at an as soon as possible that you consider whether the lease term for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale.
Kenilworth Conveyancing for Leasehold Flats - Sample of Questions you should consider before buying
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Are there any major works anticipated that will likely increase the service costs? Is there a share of the freehold? Does the lease have more than 85 years left?
Do I stop my mortgage payments with Leeds Building Society once a completion date for my home sale in Kenilworth has been agreed?
You would be well advised to maintain meeting any mortgage sums to Leeds Building Society pending the mortgage being paid off on completion as part of your Kenilworth conveyancing.