I am in need of a conveyancer. Do I opt for an online conveyancer or a family Kenilworth conveyancing lawyer?
Kenilworth is a unique place, where neighbourhood insight counts for a lot. The relaxed pace of life is great – but not for your house move. The conveyancers that we list possess in-depth Kenilworth knowledge with a positive, can doattitude that ensures everything runs smoothly. It is a definite plus that they enjoy long term relationships with mortgage brokers, local authorities, surveyors and counterpart Kenilworth conveyancing practices
It is a dozen years since I acquired my house in Kenilworth. Conveyancing solicitors have just been appointed on the sale but I am unable to locate my deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a chance that the deeds will be retained by your lender or they could be in the possession of the solicitor who handled the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Kenilworth involves registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.
My wife and I have a semi-detached Edwardian property in Kenilworth. Conveyancing solicitor acted for me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kenilworth and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing practitioner who conducted the conveyancing.
I am looking for a flat up to £195,000 and found one round the corner in Kenilworth I like with amenity areas and station in the vicinity, the downside is that it only has 51 remaining years left on the lease. There is not much else in Kenilworth for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you require a mortgage the shortness of the lease will be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.
Are there any apps to assist me to search for a Kenilworth law firm on the Birmingham Midshires conveyancing panel? I am a keen cyclist and am prepared to travel upto 10kilometers to meet the solicitor.
You can use the facility on this website. Please pick a mortgage company and your location and you will see a number of Kenilworth conveyancing lawyers located nearest you. We have listed some Kenilworth conveyancing firms towards the end of this page and you can call them to check if they are on the Birmingham Midshires member panel
At what point do I cover the costs of the Stamp Duty Land Tax chargeable for my Kenilworth house purchase?
Your conveyancer should fill out a Land Transaction Return Form on your behalf during your Kenilworth conveyancing transaction for you to sign. After completion your property lawyer will submit your Land Transaction Return Form to the Tax Authorities and - assuming they have the funds - discharge any tax bill due for you.