I am helping my step-mother sell her property in Burbage. Does the solicitor commission an energy assessment or it is for the owner to see to?
After the abolition of Home Packs, energy assessments was kept a mandatory element of selling a property. An EPC should be commissioned before the property is put on the market. It is not something that solicitors ordinarily arrange. If you are using a Burbage conveyancing practitioner they may be willing to arrange EPC’s given their contacts with long established local accredited person
I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Burbage solicitor on the Virgin Money panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
I recently had an offer agreed on a house in Burbage. My mortgage broker suggested a solicitor. I paid an on account payment of £225. Shortly after, the conveyancer called me sheepishly admitting that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am intent on selling our home in Burbage and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed an online conveyancing firm rather than a conveyancing solicitor in Burbage. We have lived in Burbage for six years we know that this is a non issue. Is it a good idea to contact our local Authority to get confirmation need.
It sounds as though you may have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am purchasing a new build house in Burbage benefiting from help to buy. The sellers refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not to tell my lawyer about the side-deal as it would jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a property in Burbage in advance of retaining solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks tend not grant a loan on this type of home.
It varies from the lender to lender. HSBC has different requirements from Nationwide. Should you wish to call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Burbage. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Burbage to see if the conveyancing costs will increase in light of this.
I am selling my property. My former solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Burbage if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Burbage. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
The conveyancers carrying out our conveyancing in Burbage has sent papers to review that reveal that the property is unregistered with epitome documents. How can it be that the property not yet recorded at HMLR?
It is rare for property in Burbage not to be registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Plenty of Burbage conveyancing lawyers should be capable of dealing with this type of conveyancing but where uncertainty prevails the standard advice nowadays is for the seller’s conveyancer to register it first and subsequently sell - this this chain of events will result in a significant delay.