Is the fact that my solicitor in Burbage is not identified on my lender's solicitor panel that there is a problem with the standard of the firm’s conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Burbage conveyancing firm and enquire why they are no longer on the approved list for your mortgage company.
We are about to exchange contracts for a freehold house in Burbage. We encountered a snag. The loan offer with Barclays Direct runs out on 9/3/2026 but the owners are putting forward a completion date of 11/3/2026. Is it possible to prolong the mortgage expiry date?
The best person to deal with your concern is your solicitors who should determine if they better off negotiating with the mortgage broker, seller’s conveyancers, selling agents or indeed all parties based on the circumstances your transaction to date.
My partner and I have organised a further advance on our mortgage from Coventry BS as we want to carry out improvements to our property in Burbage. Are we obliged to appoint a bricks and mortar Burbage solicitor on the Coventry BS conveyancing panel to deal with the paperwork?
Coventry BS do not ordinarily instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS list.
My fiancee and I are spending time looking at flats in Burbage and I am now considering a potential offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Leeds Building Society.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are seeking a mortgage with Leeds Building Society, make sure you remember to check that your lawyer is on the Leeds Building Society conveyancing panel.
I have decided to exercise my right to buy my property in Burbage off the council. I have a mortgage offer with Leeds Building Society. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
Just had an offer accepted on a new build flat in Burbage. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Burbage
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Are there any apps to assist me to locate a Burbage law firm on the Barclays Direct conveyancing panel? I have wheels and am happy to travel upto 25kilometers to meet the solicitor.
Feel free to make use of the facility on this page. Please pick a bank and your location and you will see a number of Burbage conveyancing lawyers based on proximity. We have detailed some Burbage conveyancing firms towards the end of this page and you can telephone them to verify whether they are on the Barclays Direct panel
I own a leasehold flat in Burbage. Conveyancing was completed in 2009. I have been told that I should not allow the lease length fall too low. Is this correct?
Burbage leasehold properties are for a set term - usually ninety nine years when they are first granted. However many appartments in Burbage were constructed or converted 30 or more years ago and so such leases now have under eighty years left to run. That may sound like plenty of time however Banks, Building Societies and other mortgage institutions on the whole require leases to have at least seventy five years remaining to adequate security. Accordingly when you come to sell the property you will need to extend the term of your lease if you are approaching 75 years. To enhance your property value you should be thinking about whether to extend your lease well in advance of selling the property. There are also strong financial reasons to doing so before the lease hits 80 years as when the lease falls below eighty years the amount to be paid to extend starts to increase.