My fiance and I are acquiring a flat in Blackley. My lawyer has never been on on the mortgage company approved list. Am I still permitted to use my Blackley conveyancing solicitor notwithstanding that they are excluded from the mortgage company list of approved lawyers?
You must have a solicitor to deal with the legal work required when you require a mortgage to purchase your property. They will carry out all the relevant investigations on the property, make sure that you’re registered as proprietor and ensure that all the necessary mortgage documentation is dealt with. You may instruct a Blackley conveyancing practitioner of your choice. Nevertheless, where the solicitor appointed is not a member of the bank solicitor panel further charges will arise as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they should take the opportunity to apply.
We were just about to exchange contracts for a leasehold flat in Blackley. We encountered a snag. Our mortgage offer with Skipton Building Society expires on 4/3/2026 but the vendors are suggesting a completion date of 6/3/2026. Can one prolong the mortgage offer?
The person best placed to deal with your question is your solicitors who will hopefully assess whether they should be discussing with the lender, vendor’s representatives, selling agents or possibly all three taking into account the history of your house move to date.
It is is a decade since I bought my property in Blackley. Conveyancing lawyers have recently been retained on the sale but I can't track down my title deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be with the mortgage company or they could be in the possession of the lawyers who acted in the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Blackley relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
I have a decision in principle. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel conveyancer as I would prefer to appoint a Blackley based conveyancing firm?
Do check but the the probability is that appoint one of their panel conveyancers should you take up the "fee-free" offer. Call the lender and determine if they make available a monetary alternative. Some banks have previously offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Blackley.
Will commercial conveyancing searches reveal proposed roadworks that may affect a commercial estate in Blackley?
Its becoming the norm that commercial conveyancing solicitors in Blackley will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Blackley. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Blackley.
For each commercial conveyancing transaction in Blackley it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could result in delays to Blackley commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Blackley.
My business partner and I are planning to lease a unit on the high street. Can you recommend solicitors offering fixed charges for commercial conveyancing in Blackley for less than £2000?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Blackley, including the disposal and acquisition of businesses as well as simply property. If you are intending to buy or sell a shop, pub, restaurant, office, retail unit or a complete business we will find you the right lawyer. Regarding the costs these will vary based on the structure and heads of terms of the proposed transaction. Let us have your details or call so as to enable us to furnish you with comprehensive commercial conveyancing calculation.