I am purchasing a property in Birch and Middleton. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Principality be concerned?
Given that you are obtaining a mortgage with Principality your lawyer must comply with the formal instructions set out in Part 2 of UK Finance Lenders’ Handbook for Principality. The CML Handbook stipulates minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Principality where a lease fails to meet these requirements. The specifications relate to the installation of panels on properties countrywide and is not isolated to Birch and Middleton.
I have paid off my mortgage with Coventry BS. I assume I don't need a Birch and Middleton lawyer on the Coventry BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
My offer was accepted on an apartment in Birch and Middleton on 8/12/2025, valuation was booked 2 days later, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Are Lloyds entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
A relative advised me that if I am buying in Birch and Middleton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Birch and Middleton conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Birch and Middleton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information concerning Birch and Middleton.
I opted to have a survey carried out on a property in Birch and Middleton ahead of instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some banks will not give a mortgage on a flying freehold property.
It varies from the lender to lender. Lloyds has different requirements from Nationwide. If you call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Birch and Middleton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Birch and Middleton to see if the conveyancing will be more expensive.
Are there any apps to assist me to locate a Birch and Middleton solicitor on the Aldermore conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the lawyer.
You can use the facility on this website. Please select a mortgage company and your location and you will see a number of Birch and Middleton conveyancing lawyers located nearest you. We have listed some Birch and Middleton conveyancing firms at the bottom of this page and you can contact them to verify whether they are on the Aldermore approved list
I need to instruct a conveyancing solicitor for some conveyancing in Birch and Middleton. I've discover a site which looks to be the ideal answer If it is possible to get all formalities done via phone that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Having had my offer accepted I require leasehold conveyancing in Birch and Middleton. Before I get started I want to be sure as to the remaining lease term.
If the lease is recorded at the land registry - and most are in Birch and Middleton - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Birch and Middleton - Sample of Queries before Purchasing
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Who are the managing agents? Make sure you enquire if there is anything that is prohibited in the lease. For example it is fairly common in Birch and Middleton leases that pets are not permitted in certain buildings in Birch and Middleton. If you like the apartmentin Birch and Middleton but your cat is not allowed to move with you then you will be faced hard choice. Does the lease have more than 80 years left?