Would the conveyancing solicitors identified via your search tool conduct auction conveyancing in Birch and Middleton?
We know of a few niche practitioners we can put you in touch with those who can conduct auction conveyancing. Birch and Middleton is just one of our areas of in which our lawyers have offices.
I am buying a terraced house in Birch and Middleton. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Birch and Middleton you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Birch and Middleton.
We have agreed to purchase a house in Birch and Middleton. A rare aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Nationwide your lawyer must follow the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for Nationwide. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Nationwide where a lease fails to comply with these provisions. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Birch and Middleton.
I have paid off my mortgage with Nottingham. I assume I don't need a Birch and Middleton conveyancer on the Nottingham panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I had an offer accepted on a house in Birch and Middleton on 7/11/2025, valuation was booked 2 days after, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Are HSBC entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I'm buying a new build house in Birch and Middleton with a mortgage from Platform Home Loans Ltd. The sellers would not budge the amount so I negotiated £7000 of additionals instead. The sale representative advised me not disclose to my conveyancer about the extras as it will jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Birch and Middleton in advance of appointing solicitors. I have been told that there is a flying freehold element to the house. The surveyor advised that some banks will not issue a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Birch and Middleton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Birch and Middleton to see if the conveyancing will be more expensive.
How do I identify a Birch and Middleton solicitor on the The Mortgage Works conveyancing panel? I drive a motor bike and am happy to travel upto 20miles to meet the lawyer.
You can use the facility on this website. Please choose the bank and your location and you will see a number of Birch and Middleton conveyancing lawyers located nearest you. We have detailed some Birch and Middleton conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the The Mortgage Works panel