Can I use your services to find a Conveyancing solicitor in Birch and Middleton even if I’m not purchasing or selling a house, for example if I want to acquire a shop in Birch and Middleton with a loan from Godiva Mortgages Ltd?
The service is predominantly there to help choose domestic conveyancing solicitors in Birch and Middleton but we have recorded towards the end of this page a few Birch and Middleton commercial conveyancing firms. You will need to enquire with the solicitors directly to see if they can also act for Godiva Mortgages Ltd
We're in Birch and Middleton, FTBs purchasing with a mortgage (lender is UBS , and our solicitor is on the UBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
How does conveyancing in Birch and Middleton differ for new build properties?
Most buyers of new build residence in Birch and Middleton contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is built. This is because new home sellers in Birch and Middleton tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Birch and Middleton or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £195,000 and found one near me in Birch and Middleton I like with amenity areas and station in the vicinity, the downside is that it's only got 49 years on the lease. I can't really find anything else in Birch and Middleton in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a home loan the shortness of the lease will likely be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
I am a fortnight into a freehold purchase having been directed to conveyancers by the high street agent to carry out the conveyancing in Birch and Middleton. We are not happy. Could you help me find new lawyers?
They would need to be really bad to suggest replacing them. Has your loan offer been sent? If so you need to make them aware of the replacement solicitor and have the offer are re-issued. The conveyancer should be on the banks approved list to avoid escalating expenses and frustration. So that should be your starting point. The search tool will help you find a bank approved solicitor for your conveyancing in Birch and Middleton
We are contemplating choosing an online conveyancer as opposed to a Birch and Middleton conveyancing practice. Should I ‘stay local’?
There are advantages of having the opportunity to visit a local Birch and Middleton conveyancing solicitor for instance
- signing documents on short notice
- often being able to see someone face-to-face can make a significant difference, particularly for non-standard conveyancing
- the ability to complain if things go pear-shaped
When checking estimates, look out for hidden extras. Most decent Birch and Middleton high street solicitors give an all-inclusive figure. Often online agents appear to offer discounted fees, yet have burried 'extras' in the small print.