It is is a decade since I bought my house in Friern Barnet. Conveyancing lawyers have recently been appointed on the sale but I can't find the deeds. Is this a problem?
Don’t worry too much. Firstly there is a chance that the deeds will be with the mortgage company or they could still be with the lawyers who acted in your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Friern Barnet relates to registered property but in the unlikely event that your property is unregistered it is more of a problem but is resolvable.
Do the Building Society Association intend to launch a searchable register to to identify firms on the Loughborough BS conveyancing panel for example in Friern Barnet?
We have not been informed any intention on the part of the BSA to develop such a search facility.
There are plenty of conveyancing solicitors in Friern Barnet but how do I know who's good?
We would encourage you not to go for the lowest Friern Barnet conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Is it the case that all Friern Barnet CQS (Conveyancing Quality Scheme) solicitors are on the RBS conveyancing list of approved practices?
Some major lenders now use CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.
I was told four weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Friern Barnet is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in Friern Barnet differ for newly converted properties?
Most buyers of new build or newly converted property in Friern Barnet approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is completed. This is because developers in Friern Barnet typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Friern Barnet or who has acted in the same development.
What tools are available to locate a Friern Barnet solicitor on the Virgin Money conveyancing panel? I drive a motor bike and am willing to travel upto 20miles to meet the lawyer.
Feel free to make use of the facility on this page. Please select a lender and your location and you will see a number of Friern Barnet conveyancing lawyers based on proximity. We have detailed some Friern Barnet conveyancing firms towards the end of this page and you can telephone them to see whether they are on the Virgin Money approved list
In my capacity as executor for the will of my father I am selling a property in Swansea but I am based in Friern Barnet. My conveyancer (approximately 250 kilometers awayhas requested that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing practitioner in Friern Barnet who can witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are Friern Barnet based