We are about to exchange contracts for a freehold house in Colney Hatch. We encountered a stumbling block. The loan offer with Santander runs out on 10/3/2025 but the vendors are suggesting a completion date of 12/3/2025. Is it possible to prolong the mortgage offer?
The best person to deal with your issue is your conveyancer who is in a position to assess whether they corresponding with the mortgage company, owner’s solicitors, property agents or indeed all parties given the circumstances your transaction to date.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Colney Hatch?
There are two types of lawyers who can conduct conveyancing in Colney Hatch namely CLC regulated conveyancers or solicitors. The two can handle conveyancing services that you need to complete the disposal or acquisition of property. Both are duty bound to carry out Colney Hatch conveyancing on similar quality and guidelines so you can be sure that your conveyancing will be professionally carried out and that all requisite procedures should be suitably followed.
I had a mortgage agreed in principle with UBS. Colney Hatch conveyancing solicitors are instructed. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS done the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have paid off my mortgage with Santander. I assume I don't need a Colney Hatch lawyer on the Santander panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
We are buying a house and the lawyer has raised the issue of Chancel Repair for which the property could be obligated to pay given it’s proximity to the area of such a church. She has suggested insurance. Is this really necessary for conveyancing in Colney Hatch
Unless a previous purchase of the property took place after 12 October 2013 you may expect lawyers conducting conveyancing in Colney Hatch to continue to recommend a chancel search and or chancel repair liability insurance.
I was recommended by a number of estate agents in Colney Hatch to locate a conveyancer using your seach tool. Is there a financial upside for Estate Agents to market your lawyers ahead of another?
We don’t offer any referral fee for sending work to this site. We thought it would be too underhand a fee because home movers will think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
Am I better off to appoint a Colney Hatch conveyancing solicitor based in the location that I am purchasing? We have a good friend who can execute the legal work however her office is 200miles away.
The benefit of a local Colney Hatch conveyancing practice is that you can visit the firm to sign paperwork, present your identification documents and apply pressure on them where appropriate. They will also have local insight which is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and on the whole were content that should trump using an unfamiliar Colney Hatch conveyancing solicitor solely due to them being round the corner.
If instructed can a conveyancer remove a person from the title of my property in Colney Hatch ?
Subtracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer