Last June we completed a house move in Colney Hatch. We have since encountered a number of issues with the property which we believe were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that needed to have been ordered for conveyancing in Colney Hatch?
It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Colney Hatch. Conveyancing searches and due diligence initiated as part of the buying process are supposed to help avoid problems. As part of the process, a property owner answers a form called a SPIF. If the information is misleading, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Colney Hatch.
Do lawyers ask for money up-front for my conveyancing in Colney Hatch?
Where you are retaining lawyers for conveyancing in Colney Hatch your lawyer will ask you put them with monies to cover the search fees. Ordinarily this is needed to cover the fees of the conveyancing searches. If any down payment is as part of the sale price then this will be needed shortly before contracts are exchanged. Any further balance that is due should be transferred a couple of days ahead of the completion date.
Me and my partner are purchasing a house in Colney Hatch. It might be a silly question but how we can trust a conveyancer? At some point we have to put funds into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My conveyancer has informed me that restrictive coveneant insurance is required on my purchase. What is the level of cover for Colney Hatch conveyancing?
The right level of restrictive coveneant indemnity insurance depends on your lender. It would differ for example between Santander and The Royal Bank of Scotland. Conveyancing lawyers as opposed to members of the public take out such policies.
The formalities of my remortgage has taken place for my property in Colney Hatch. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Due to the encouragement of my in-laws I had a survey completed on a house in Colney Hatch prior to appointing solicitors. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may not give a mortgage on such a home.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Colney Hatch. Conveyancing may be slightly more expensive based on your lender's requirements.
What makes your site different to other online quote calculators when it comes to conveyancing in Colney Hatch?
At this site receive an accurate quote from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Colney Hatch. As opposed to estate agents and many comparison sites we are not in the business of charging firms a commission if you select them for your property ownership legalities in Colney Hatch
I purchased a house in Colney Hatch last 5/7/2024 and to date it is still not registered with the Land Registry. It was part of a new estate and my lawyer told me that it may take twelve months to register. I have spoken with HMLR directly and they have informed me the original application was cancelled due to questions not being addressed in time. Should I be concerned?
Call your property lawyer - Where you are unsatisfied with the responses, enquire as to their firm’s complaints process and amplify your problem to a Partner. Registrations for Colney Hatch conveyancing are not known to be particularly slow.