Finally the sale completed on my house in Colney Hatch last December yet the purchaser is e-mailing daily to say her lawyer needs to hear from mine. What should my lawyer have done following completion?
Post completion of your disposal your conveyancer should send the transfer documentation and all additional paperwork to the purchaser's lawyers. Depending on the transaction, your lawyer must also send confirmation that the mortgage has been paid off to the purchasers lawyers. There is unlikely to be post completion tasks just for conveyancing in Colney Hatch.
My bid for a property was accepted at auction in Colney Hatch. Conveyancing is required. What are my next steps?
Given that you are now exchanged you will need to choose a conveyancing practitioner soon as you will have a tight a drop dead date to complete the property. All auction property should have a corresponding legal set of papers. This will include most,if not all of the documents that your lawyer will need. If you have purchased leasehold premises the auction papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to leasehold premises. You must give this to your appointed conveyancing solicitor as soon as possible. Do make sure that that you have the requisite funding in order to complete the transaction on the set completion date.
I recently had an offer agreed on an apartment in Colney Hatch. My mortgage broker suggested a lawyer. I paid an advanced payment of £225. A few days later, the solicitor called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in October 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Kent Reliance are being a right pain. The Colney Hatch solicitor who is on the Kent Reliance conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who handled the conveyancing in Colney Hatch 5 years ago are no longer around. What are my options?
Gone are the days when you need to have the physical official documentation to evidence that you are the owner of your registered land or premises, given that the Land Registry hold details of all registered land or property electronically.
I'm buying a new build house in Colney Hatch with the aid of help to buy. The developers would not move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not to tell my solicitor about this extras as it may jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a property in Colney Hatch in advance of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies may not issue a mortgage on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Colney Hatch. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Colney Hatch to see if the conveyancing costs will increase in light of this.
I am downsizing from my house. My previous lawyers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Colney Hatch if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Colney Hatch. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.