How up to date is your database of Christchurch solicitors on the Yorkshire BS conveyancing panel? Do Yorkshire BS send you an updated list?
Christchurch conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.
I am assisting my mother sell her property in Christchurch. Will the solicitor commission the energy assessment or it is for the seller to see to?
After the abolition of Home Information Packs, energy assessments was retained a required part of moving house. An energy performance certificate needs to be commissioned prior to the property being advertised. It is not something that solicitors normally organise. If you are instructing a Christchurch conveyancing solicitor they might help arrange energy performance certificates due to their relationships with reputable local energy assessors
It is unclear whether my lender requires a lease extension. I have telephoned my Christchurch bank branch on various occasions and was told it does not affect the mortgage offer and they would lend. My Christchurch conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Provided that the conveyancing practitioner is on the bank panel, they must adhere to the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Intending to buy a apartment in Christchurch. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Christchurch property lawyer is on the Barclays conveyancing panel.
I used Arc property Solicitors a few years ago for my conveyancing in Christchurch. I now require my papers but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Christchurch of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
As co-executor for the will of my grandfather I am disposing of a house in Swansea but reside in Christchurch. My lawyer (approximately 200 kilometers from mehas requested that I sign a stat dec ahead of completion. Could you suggest a conveyancing practitioner in Christchurch who can witness this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are located in Christchurch
All being well we will complete the sale of our £375,000 maisonette in Christchurch on Thursday in a week. The management company has quoted £372 for Certificate of Compliance, building insurance schedule and 3 years service charge statements. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Christchurch?
Christchurch conveyancing on leasehold flats normally involves the purchaser’s lawyer sending enquiries for the landlord to address. Although the landlord is not legally bound to respond to such questions most will be content to do so. They are at liberty to charge a reasonable charge for answering questions or supplying documentation. There is no set fee. The average fee for the information that you are referring to is over three hundred pounds, in some situations it exceeds £800. The management information fee required by the landlord must be accompanied by a synopsis of entitlements and obligations in relation to administration charges, otherwise the charge is not strictly payable. Reality however dictates that one has little choice but to pay whatever is demanded if you want to complete the sale of your home.
Christchurch Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing
-
What is the name of the managing agents? You should want to discover as much as possible regarding the managing agents as they will affect your use and enjoyment of the property. As the owner of a leasehold property you are frequently at the mercy of the managing agents both financially and when it comes to daily matters such as the tidiness of the common parts. Ask other people if they are happy with their service. In conclusion, be sure you discover the dates that you are obliged pay the maintenance charge to the appropriate party and precisely what it includes. The answer will be important as a) areas can cause problems for the block as the communal areas may begin to deteriorate where repairs are not paid for b) if the leasehold owners have a dispute with the running of the building you will wish to know about it
The lawyers handling our conveyancing in Christchurch has sent papers to review that state the property is unregistered with epitome documents. Why is the property not yet recorded at HMLR?
Although the vast majorities of properties in Christchurch are now registered with the Land Registry there are still some that are unregistered. Any property in Christchurch that has been remortgaged since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Christchurch property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Christchurch conveyancing practitioners will be able to handle such matters but in the event that uncertainty exists the usual recommendation presently is for the current owners to register it first and thereafter sell - this will have a knock on effect to cause a drawn-out home move.