Last July we completed a house move in Christchurch. We have since encountered a number of problems with the house which we believe were overlooked in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that should have been carried out for conveyancing in Christchurch?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Christchurch. Conveyancing searches and investigations undertaken as part of the buying process are supposed to help avoid problems. As part of the legal transfer of property, a property owner answers a questionnaire known as a SPIF. answers is inaccurate, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Christchurch.
Are the Christchurch conveyancing solicitors identified as being on the Clydesdale conveyancing panel, together with their details provided by Clydesdale?
Christchurch conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Christchurch. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Christchurch
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Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Due to the encouragement of my in-laws I had a survey completed on a house in Christchurch ahead of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies tend not give a loan on such a home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Christchurch. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Christchurch to see if the conveyancing costs will increase in light of this.
Is it possible to transfer to a new conveyancer as I need to instruct a firm on the Platform Home Loans Ltd conveyancing list. I hired a high street conveyancing solicitor in Christchurch five minutes from me but the firm is not accepted by Platform Home Loans Ltd
It would be our pleasure to assist you select a conveyancing solicitor in Christchurch on the Platform Home Loans Ltd panel. Please note that the property lawyers that we list do not pay us commission if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Christchurch. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Christchurch.
My fiance is purchasing a garden flat in Christchurch. He has received a fee estimate by the conveyancer recommended by the estate agents totaling £1245 . It was 7 years ago I sold and purchased a property and the fee was £495. Have fees really escalated to that extent?
We would recommend that you contact two or three local Christchurch conveyancing firms seeking estimates. It is advisable to base your selection not just on cost, but on promptness and on how comprehensive the reply is.