It may have been a long time coming a mortgage offer from Santander for the remortgage of my 3 bedroom garden flat is to be issued imminently. Are you able to put forward a low cost conveyancing practitioner in Christchurch?
This site is not designed to assist those in pursuit of the cheapest conveyancing in Christchurch. We can offer you excellent value conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing organisations enticing you with £100 conveyancing in Christchurch. The optimum result, in being led by low cost conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in extras and still not get the service expected.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The conveyancers who did the conveyancing in Christchurch 4 years ago have long since closed. What do I do?
In today’s world there are copies made of almost everything, and your conveyancer should be aware exactly where to find all the suitable paperwork so you can buy or sell your house without a hitch. Where duplicates can’t be located, your solicitor can arrange cover in the form of insurance or indemnities against future claims on your premises.
How does conveyancing in Christchurch differ for newly converted properties?
Most buyers of new build premises in Christchurch come to us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is constructed. This is because developers in Christchurch typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Christchurch or who has acted in the same development.
I have been on the look out for a flat up to £245,000 and identified one close by in Christchurch I like with amenity areas and railway links nearby, however it's only got 49 years unexpired on the lease. I can't really find anything else in Christchurch for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
Do I need to be concerned by 3rd parties that I am dealing with are encouraging me to use a web based conveyancing firm as opposed to a High Street Christchurch conveyancing firm?
As with lots of service providers, often referrals from connections can be very helpful. But there are numerous players in a conveyancing matter; estate agents, mortgage brokers and lenders might all recommend solicitors to use. On occasion these solicitors might be known to one of the organisations as being good in their field, but occasionally there exists a financial incentive behind the recommendation. You are free to select your preferred conveyancer. However, bear in mind that some lenders specify a panel list of lawyers you are obliged to use for the lender related work in your home move.
My husband and I are new on the property ladder - had an offer accepted, yet the property agent has warned us that the seller will only proceed if we appoint the agent's recommended solicitors as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor accustomed to conveyancing in Christchurch
It is improbable the sellers are behind this. If they desire ‘a quick sale', alienating a motivated buyer is not the way to achieve this. Contact the owners directly and explain that (a)you are genuine buyers (b)you are ready to progress, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Christchurch conveyancing lawyers - not the ones that will earn their estate agent a introducer fee or hit his conveyancing figures pre-set by senior management.