I am getting a mortgage offer from Halifax. I hope to enlist the help of a Licensed Conveyancer in Christchurch. Does the Halifax Solicitor panel include conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I own a freehold property in Christchurch but still charged rent, why is this and what is this?
It is rare for properties in Christchurch and has limited impact for conveyancing in Christchurch but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
I am selling our property in Christchurch and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the purchasers used a national conveyancing firm as opposed to a conveyancing solicitor in Christchurch. We have lived in Christchurch for many years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain confirmation need.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Due to the advice of my in-laws I had a survey completed on a house in Christchurch ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some lenders may not grant a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Christchurch. Conveyancing will be smoother if you use a solicitor in Christchurch especially if they are accustomed to such properties in Christchurch.
I am looking for a conveyancing lawyer in Christchurch for my purchase. Can I review a solicitor's complaints history with the legal regulator?
You may read presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.
It has taken forever and a day but a mortgage agreement from a lender for the refinancing of my 4 bedroom garden flat is expected imminently. Are you able to suggest a cheap remortgage conveyancing lawyer in Christchurch ?
You have come to the wrong place to search for the cheapest conveyancing solicitors in Christchurch. Our aim is to provide value for money conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing brokers offering low cost conveyancing in Christchurch.In your best case scenario, in going for cheap conveyancing, you will get what you pay for and at worst you will end up paying a lot in extras and still not get the service expected.