When does exchange of contracts occur in residential conveyancing in Crickhowell and am I required to be at the conveyancers branch?
Where you are round the corner to one of the conveyancing solicitors in Crickhowell you are invited in to sign contracts. However, the lender approved solicitors we work with provide a countrywide conveyancing service and provide as equally comprehensive and professional a job for you when communicating with you electronically. The executing of the contract is not the point of no return. A signed contract is just a prerequisite for the solicitor to address the formalities at the suitable time, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Crickhowell)to be in the office available at the end of the phone to exchange contracts.
My property lawyer in Crickhowell is not listed on the Aldermore Approved Panel. Is it possible for me to retain my prefered solicitor even though they are not on the Aldermore panel?
Your options are as follows:
- Carry on with your preferred Crickhowell solicitors but Aldermore will need to retain a lawyer on their panel. This will inevitably rack up the overall conveyancing fees and result in delays.
- Find an alternative solicitor to to deal with the purchase, not forgetting to check they are on the Aldermore panel
A friend suggested that if I am purchasing in Crickhowell I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Crickhowell conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Crickhowell around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Crickhowell Education with plans and statistics, Local Amenities and other useful information about Crickhowell.
Are there restrictive covenants that are commonly identified during conveyancing in Crickhowell?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Crickhowell. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey done on a property in Crickhowell ahead of instructing lawyers. I have been told that there is a flying freehold element to the property. The surveyor advised that some banks tend refuse to give a loan on this type of house.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Crickhowell. Conveyancing will be smoother if you use a solicitor in Crickhowell especially if they are acquainted with such properties in Crickhowell.
I need to retain a conveyancing solicitor for my conveyancing in Crickhowell. I've discover a site which looks to be the perfect solution If there is a chance to get all this stuff done via phone that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?