I have 7378 less than 75 years remaining on my lease and need a lease extension for my apartment in Aigburth. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 24/7/2025 the requirements read as follows :
I currently have a mortgage with Yorkshire BS for my property in Aigburth. Conveyancing has been completed a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire BS?
Yorkshire BS must be informed of your intention prior to renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. It may be that Yorkshire BS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel solicitor.
I have instructed a Aigburth lawyer having checked that they are on the Nationwide conveyancing panel. Does my lawyer arrange the survey of the property?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Aigburth surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Our sealed bid on a house in Aigburth has been accepted, the owners do nevertheless have a tied purchase. The owners have put an offer on a flat, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Aigburth. What do I do now? When should I get the mortgage application with Leeds Building Society going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of £1k, then valuation, Aigburth conveyancing search charges, etc). First, you must ensure that your conveyancing practitioner is on the Leeds Building Society conveyancing panel. Concerning the subsequent stages this very much depends on the specifics of your case, attraction to the property and on the state of the market. During a buoyant market some purchasers would apply for the mortgage with Leeds Building Society and pay for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to move forward with searches.
I used Arc property Solicitors several years past for my conveyancing in Aigburth. Now, I need my documents but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Aigburth of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Aigburth with a mortgage from National Westminster Bank. The developers would not reduce the price so I negotiated 6k of additionals instead. The sale representative told me not to tell my conveyancer about the extras as it could put at risk my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a property in Aigburth ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies may refuse to issue a loan on such a home.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Aigburth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Aigburth to see if the conveyancing will be more expensive.
Should I go with a Aigburth conveyancing solicitor who is local to the property I am buying? We have a good friend who can carry out the legal formalities however her office is 200miles drive away.
The primary upside of using a high street Aigburth conveyancing practice is that you can pop in to sign paperwork, hand in your ID and pester them if necessary. Having local Aigburth know how is a plus. That being said it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and they were impressed that must trump using an unknown Aigburth conveyancing solicitor solely due to them being Aigburth based.