Much to our surprise we have been told by our mortgage adviser that my Aigburth lawyer is not on the lender Solicitor panel. What can I do to be certain if this is indeed the case?
Your first step should be to contact your Aigburth conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
I am purchasing a property and require a conveyancing solicitor in Aigburth who is on the Britannia approved. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as Aigburth. We dont recommend any particular firm.
Will my conveyancer be raising questions about flooding as part of the conveyancing in Aigburth.
Flooding is a growing risk for lawyers conducting conveyancing in Aigburth. There are those who buy a house in Aigburth, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not best placed to impart advice on flood risk, however there are a number of searches that may be initiated by the buyer or on a buyer’s behalf which will figure out the risks in Aigburth. The standard completed inquiry forms given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the vendor to discover whether the property has historically flooded. If flooding has previously occurred and is not notified by the vendor, then a buyer could issue a claim for damages as a result of such an inaccurate response. A buyer’s solicitors may also conduct an enviro report. This should indicate if there is any known flood risk. If so, additional investigations will need to be carried out.
I have justbeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in Aigburth for a purchase of a leasehold flat 18 months ago. How can I check that my home is in my name in the name of the previous owner?
The easiest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Aigburth conveyancing specialists.
I have been on the look out for a flat up to £245,000 and found one near me in Aigburth I like with open areas and railway links in the vicinity, the downside is that it only has 49 remaining years left on the lease. There is not much else in Aigburth in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a mortgage that many years may be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
We are about to acquiring a flat in Aigburth. Can the conveyancer keep our transaction price a secret from the likes of Zoopla. How could this be done?
HM Land Registry are legally required to specify price paid data on a register of the title for residential properties nationwide which includes properties in Aigburth. The register of ownership is an open document, so the Land Registry would be breaching their statutory obligations excluded specific homes such as the property in Aigburth.
In essence you can ask HMLR to withhold the amount paid data yet the response would be in the negative.