Completed the sale of my flat in Spital last October but my buyer keeps e-mailing me to say their solicitor is waiting to hear from mysolicitor. What are the post completion sale formalities now that I have sold?
Post completion of your sale your solicitor is obliged to send the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. If applicable, your conveyancer should also evidence that the legal charge in favour of the lender has been discharged to the buyers lawyers. There are no post completion requirements just for conveyancing in Spital.
I have been told that property searches are the primary reason for hinderance in Spital conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances during the legal transfer of property. Local searches are unlikely to feature in any slowing down conveyancing in Spital.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who handled the conveyancing in Spital 4 years ago no longer exist. What are my options?
Nowadays there are duplicates made of almost everything, and your solicitor will be aware exactly where to look for all the suitable documentation so you may purchase or dispose of your house without any difficulty. Where copies are not available, your conveyancer may be able to arrange cover in the form of insurance or indemnities against possible claims on your property.
I am purchasing my first flat in Spital benefiting from help to buy. The builders would not move on the amount so I negotiated £7000 of additionals instead. The house builders rep told me not to tell my lawyer about this deal as it would affect my loan with Leeds Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In my capacity as executor for the will of my grandfather I am selling a residence in Cardiff but reside in Spital. My conveyancer (who is 250 miles awayneeds me to sign a stat dec prior to completion. Can you recommend a conveyancing practitioner in Spital to witness and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are based in Spital
Can I establish who is the owner of a house in Spital?
Provided the property is recorded at the Land Registry, and you have requisite specifics of the address of the premises, you should be able to view details from the HMLR of the registered owner for a for less than a fiver.