Are the Spital conveyancing solicitors identified as being on the TSB conveyancing panel, together with their details provided by TSB?
Spital conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Spital. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 26/10/2025, the requirements read as follows :
I am helping my sister sell her property in Spital. Does the conveyancer commission the energy performance certificate or it is for the seller to coordinate?
Following the abolition of Home Packs, energy performance certificates remained a required component of moving property. An EPC must be to hand in advance of the property being marketed. It is not something that lawyers ordinarily organise. Where you are using a Spital conveyancing lawyer they might be willing to arrange energy performance certificates given their relationships with reputable local assessors
I have a mortgage with Nationwide for my property in Spital. Conveyancing was finalised a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nationwide?
Your original mortgage agreement with Nationwide will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Nationwide’s mortgage conditions. It may be that Nationwide will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. You need not do this via a Nationwide conveyancing panel lawyer.
My offer on a detached house in Spital has been agreed to, the sellers do however have a connected purchase. The sellers have placed an offer on a flat, but it’s not been accepted yet, and are looking at other flats booked. I have chosen a bricks and mortar conveyancing solicitor in Spital. What should be my next step? When should I get the mortgage application with Barclays going?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx £1k, then survey, Spital conveyancing search charges, etc). First, you should check that your conveyancer is on the Barclays approved list. As to the subsequent steps this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. During a hot market many purchasers would apply for the mortgage with Barclays and pay for the valuation and only if it was satisfactory would they ask their conveyancer to proceed with the conveyancing in Spital.
Various web forums that I have visited warn that are the main reason for hinderance in Spital conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Local searches are not likely to be the root cause of delay in conveyancing in Spital.
Are there restrictive covenants that are commonly identified during conveyancing in Spital?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Spital. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My brother has urged me to appoint his conveyancers in Spital. Do I take his recommendation?
Much as we are happy to recommend a Spital conveyancing lawyer it’s preferable to select a conveyancing lawyer is to seek feedback from friends or relatives who have actually previously instructed the conveyancer that you are are thinking of instructing.