We are about to sign contracts for a leasehold flat in Marple. We have hit a stumbling block. The loan offer with Skipton Building Society runs out on 19/1/2026 but the sellers are suggesting a completion date of 21/1/2026. Is it possible to prolong the mortgage expiry date?
The person best placed to deal with your question is your conveyancer who should determine whether he or she is better off negotiating with the mortgage broker, owner’s lawyers, selling agents or indeed all parties taking into account the history of your transaction to date.
Why is leasehold purchase conveyancing in Marple is more expensive?
Marple leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Marple. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/11/2025, the requirements read as follows :
What can a local search tell me regarding the house my wife and I buying in Marple?
Marple conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search plays an important role in many a Marple conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search should supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
Just had an offer accepted on a new build apartment in Marple. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Marple
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Please confirm the Lease plans are surveyor prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Due to the advice of my in-laws I had a survey completed on a property in Marple in advance of appointing conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some lenders may refuse to issue a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Marple. Conveyancing may be slightly more expensive based on your lender's requirements.