I have just been advised by my IFA that my Marple Bridge solicitor is not on the bank Solicitor panel. What can I do to check?
The first thing you need to do is to contact your Marple Bridge conveyancer. It is reasonable to expect your lawyer to notify you what has happened. If they are not on the panel they may be able to suggest a Marple Bridge conveyancing firm that is on the conveyancing panel for your mortgage company.
We have agreed to purchase a house in Marple Bridge. An unusual aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Aldermore your lawyer must follow the formal instructions set out in Section two of UK Finance Lenders’ Handbook for Aldermore. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and lawyers are required to report to Aldermore where a lease does not comply with these conditions. The provisions relate to the installation of panels on properties nationwide and is not limited to Marple Bridge.
After weeks of negotiation I have agreed a price on a house in Marple Bridge. My mortgage broker suggested a solicitor. I paid an advanced payment of £225. A couple of days later, the conveyancer called me embarrassingly acknowledging that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Barclays have agreed my home loan in principle, my bid on a apartment in Marple Bridge has been accepted, what are the next steps?
Your property agent will need to know who your solicitors are (make sure the property lawyers are on the bank’s panel). Call up Barclays or your broker and finish off any appropriate paperwork. Barclays will sellect a valuer who will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about a week to get a mortgage offer. Barclays will send the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Marple Bridge.
Should commercial conveyancing searches disclose proposed roadworks that could impact a commercial property in Marple Bridge?
Many commercial conveyancing solicitors in Marple Bridge will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Marple Bridge. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Marple Bridge.
For every commercial conveyancing transaction in Marple Bridge it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Marple Bridge commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Marple Bridge.
The deeds to our home can not be found. The lawyers who conducted the conveyancing in Marple Bridge 4 years ago no longer exist. Will I be able to sell the house?
Gone are the days when you need to have the physical deeds to prove you are the owner of your registered land or property, given that the Land Registry hold details of all registered land or property electronically.
Due to the advice of my in-laws I had a survey completed on a house in Marple Bridge ahead of retaining solicitors. I have been informed that there is a flying freehold element to the property. My surveyor advised that some mortgage companies may not grant a mortgage on this type of premises.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Marple Bridge. Conveyancing will be smoother if you use a solicitor in Marple Bridge especially if they regularly deal with such properties in Marple Bridge.
I need to instruct a conveyancing solicitor for remortgage conveyancing in Marple Bridge. I happened to stumble across a web site which looks to be the perfect offering If there is a chance to get all formalities done via phone that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?