Having been told to check out your web site we were going to appoint conveyancing solicitor in East Preston listed using your search tool but stumbled across some other estimates via the web appear less expensive – how come?
One can find hundreds of conveyancing outfits offering what appear to be the cheapest conveyancing in East Preston. We suggest that you think twice about how much you respect your own move to you are willing to be penny wise pound foolish concerning the standard of the legal work. Many of them list a low fee to grab your attention but conceal extra costs in the fine print..
Finally the sale completed on my house in East Preston last September but the buyer keeps telephoning daily to say her conveyancer needs to hear from mine. What are the post completion sale formalities now that I have sold?
After completion of your house sale your lawyer should forward the transfer documentation and all additional paperwork to the buyer’s solicitors. Depending on the transaction, your solicitor should also confirm that the home loan has been discharged to the buyers conveyancers. There is unlikely to be post completion formalities specific conveyancing in East Preston.
My grandmother passed away 10 months ago and as sole heir and executor I was left the house in East Preston. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then Virgin Money will insist on your using a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.
I am the only beneficiary of my late mum's estate and I have everything in my name now, including the house in East Preston. The East Preston property was put into my name in August. I plan to dispose of the house. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship will be treated the same way as though I had purchased the property in August. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How sensible a view mortgage companies take of it, depend on the lender as this obligation is primarily there to identify the purchase and immediately sell or the flipping of property.
Two weeks ago we had a mortgage agreed in principle with Skipton. East Preston conveyancing practitioners have been instructed. How long does it take for Skipton to forward the offer to the conveyancer?
There is no definitive answer here. Have Skipton conducted the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
About to purchase flat in East Preston. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Coventry BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the East Preston solicitor is on the Coventry BS conveyancing panel.
It has been 4 months since my purchase conveyancing in East Preston took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Should local authority permission be required to change a single dwelling into two appartments in East Preston? This has been carried out to a house adjacent to my house in East Preston and was unaware of it happening until it was complete.
Planning permission is required for converting a single house in East Preston into apartments but possibly not for reverting back to single dwelling-house so, simply put, yes.