We were just about to sign contracts for a ground floor flat in Steyning. We encountered a stumbling block. The loan offer with Birmingham Midshires runs out on 13/4/2026 but the vendors are putting forward a completion date of 15/4/2026. Is it possible to prolong the mortgage offer?
The best person to address this issue is your conveyancer who is in a position to calculate if they should be discussing with the bank, seller’s conveyancers, selling agents or indeed all three given the circumstances your transaction as of today.
We're in Steyning, FTBs purchasing with a mortgage (lender is Skipton , and our solicitor is on the Skipton conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Skipton conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
How difficult is it to transfer to a new firm as I have to instruct a firm on the Clydesdale conveyancing list. I instructed a local conveyancing solicitor in Steyning five minutes from me but the firm is not accepted by Clydesdale
We will our best to assist in finding you a conveyancing solicitor in Steyning on the Clydesdale panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Steyning. Using search facility on this website, you can compare costs for conveyancing solicitors in Steyning and throughout England and Wales.
My husband and I are first time buyers - had an offer accepted, yet the selling agent has warned us that the owners will only issue a contract if we use their preferred lawyers as they are insisting on a ‘quick sale’. We would rather use a local conveyancer used to conveyancing in Steyning
It is highly unlikely the owners are driving this. If they require ‘a quick sale', taking such a hostile approach to a genuine buyer is likely to cause more damage than good. Speak to the owners direct and explain that (a)you are genuine purchasers (b)you are ready to progress, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you intend to appoint your own,trusted Steyning conveyancing firm - not the ones that will provide the negotiator at the agency a kickback or meet his conveyancing targets set by corporate headquarters.
I am hoping to exchange soon on a ground floor flat in Steyning. Conveyancing solicitors have said that they are sending me a report within the next couple of days. What should I be looking out for?
The report on title for your leasehold conveyancing in Steyning should include some of the following:
-
Specifying your legal entitlements in relation to the communal areas in the block.E.G., does the lease permit a right of way over a path or staircase? if lease caters for for a slush fund? It needs to be made clear to you whether the lease allows you to alter or improve aspects of the flat- you should know whether any restrictions applies to all alterations or just structural alteration, and whether consent is mandated necessary What you can do if a neighbour breaches a clause of their lease? specifics of the parties to the lease, for instance these could be the leaseholder, superior lessor, landlord
Steyning Leasehold Conveyancing - Examples of Queries Prior to buying
-
The answer will be important as a) areas can cause problems in the block as the common areas may begin to deteriorate where services remain unpaid b) if the leasehold owners have an issue with the running of the building you will want to have complete disclosure What is the maintenance charge and ground rent on the flat? The best form of lease arrangement is if the freehold title is owned by the leaseholders. In this scenario the tenants benefit from being in charge if their destiny and notwithstanding that a managing agent is usually retained where it is larger than a house conversion, the managing agent retained by the leaseholders.
Should I cancel the direct debit for my mortgage with Leeds Building Society as soon as a completion date for my home sale in Steyning has been set?
You would be well advised to maintain meeting any mortgage payments to Leeds Building Society until the mortgage is discharged on completion as part of your Steyning conveyancing.