My grandmother passed away six months ago and as sole heir and executor I was left the property in Steyning. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Co-operative will require that you use a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a residence in Steyning? or Apparently there is historic law that could mean that house owners living in a parish church boundary may be liable to contribute towards maintenance towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Steyning?
Unless a prior acquisition of the house took place post 12 October 2013 you may expect lawyers delivering conveyancing in Steyning to continue to suggest a chancel search and or chancel repair liability insurance.
Just had an offer accepted on a new build flat in Steyning. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Steyning
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There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Steyning is the location of the property. What do you suggest?
Flying freeholds in Steyning are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Steyning you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Steyning may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking for a conveyancing practitioner in Steyning for my purchase. Is there any facility to see a firm’s complaints history with the legal regulator?
Members of the public can read documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.
I am on look out for some leasehold conveyancing in Steyning. Before diving in I would like to find out the number of years remaining on the lease.
If the lease is registered - and 99.9% are in Steyning - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Steyning Leasehold Conveyancing - A selection of Queries Prior to buying
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Who is in charge of the building? Many Steyning leasehold apartments will be liable to pay a service charge for maintenance of the block set on behalf of the landlord. Where you purchase the apartment you will have to pay this contribution, normally periodically throughout the year. This can vary from several hundred pounds to thousands of pounds for blocks with lifts and large common grounds. In all likelihood there will be a ground rent for you to pay yearly, this is usually not a large sum, say about £50-£100 but you need to check it because sometimes it could be many hundreds of pounds.