Our bank has suggested solicitors on their panel based in Lancing but I would rather choose a conveyancing lawyer in Lancing or nearer to where I live. Are you able to help?
Far from all Lancing conveyancing practitioners are approved and listed on all banks conveyancing panel. Use the above find an approved solicitor tool to locate a Lancing conveyancing firm on the on the mortgage company panel.
If you had a top tip for choosing a conveyancing solicitor in Lancing what would it be?
Do not opt for the lowest Lancing conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am purchasing a property in Lancing. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Skipton be concerned?
Given that your lender is Skipton your lawyer must follow the formal instructions set out in Part two of UK Finance Lenders’ Handbook for Skipton. The CML Handbook includes minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Skipton where a lease does not satisfy these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not isolated to Lancing.
We were going to get a DIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Lancing solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Lancing solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I need some quick conveyancing in Lancing as I am under an ultimatum to complete in less than one month. Thankfully I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you are at free not to do searches although no lawyer would suggest that you don't. Drawing on years of experience of conveyancing in Lancing the following are examples of what can show up and adversely affect future mortgageability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...
I'm refinancing my existing house to a BTL loan with Accord Mortgages Ltd and intend to use the remaining equity towards another house. The neighborhood we are interested in is Lancing. Will your lawyers be able to act for the two banks and link together the two deals?
Do use our comparison tool on this site to check that the conveyancers are approved by both mortgage companies. Having checked that they are the lawyer will be able to simultaneously deal with the two conveyancing matters but you should talk with you conveyancer and make clear your desired outcome and needs.
Do you have any advice for leasehold conveyancing in Lancing from the point of view of saving time on the sale process?
- Much of the delay in leasehold conveyancing in Lancing can be avoided if you instruct lawyers the minute your agents start advertising the property and request that they start to put together the leasehold information needed by the buyers’ lawyers. If there is a history of any disputes with your landlord or managing agents it is very important that these are settled prior to the flat being put on the market. The purchasers and their solicitors will be warry about purchasing a property where there is an ongoing dispute. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose details of the dispute to the purchasers, but it is better to present the dispute as over rather than unresolved. The majority of freeholders or Management Companies in Lancing charge for providing management packs for a leasehold premises. You or your lawyers should discover the fee that they propose to charge. The management pack can be applied for on or before finding a buyer, thus reducing delays. The typical amount of time it takes to receive management information is three weeks. It is the most usual cause of delay in leasehold conveyancing in Lancing. You may think that you are aware of the number of years remaining on your lease but you should verify this by asking your conveyancers. A purchaser's lawyer will not be happy to advise their client to where the remaining number of years is less than 80 years. In the circumstances it is essential at an early stage that you identify whether the lease term requires a lease extension. If it does, contact your solicitors before you put your home on the market for sale.
Lancing Leasehold Conveyancing - A selection of Questions you should ask before Purchasing
-
How much is the maintenance charge and ground rent on the property? Is anyone aware of any major works anticipated that could add a premium to the service fees? Most Lancing leasehold apartments will have a service bill for the upkeep of the block set on behalf of the management company. If you purchase the apartment you will have to pay this liability, usually in instalments accross the year. This may vary from two or three hundred pounds to thousands of pounds for buildings with lifts and large common areas. In all likelihood there will be a rentcharge for you to pay yearly, this is usually not a significant amount, say around £25-£75 but you need to check it because on occasion it could be prohibitively expensive.
The property lawyers conducting our conveyancing in Lancing has forwarded papers to review that reveal that the land is unregistered with epitome documents. Why is the property not registred at HM Land Regsitry?
Although most properties in Lancing are now registered with HM Land Registry there are still some that remain unregistered. Any property in Lancing that has been purchased since the late 1980’s will have been registered at the Land Registry under the compulsory ‘first registration’ scheme. However, if a Lancing property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Lancing conveyancing lawyers will be familiar with this type of conveyancing but where uncertainty exists the conventional advice presently is for the current owners to register the title first and subsequently sell - this undoubtedly result in a prolonged conveyancing.