Do the conveyancing practitioners that you recommend handle right to buy conveyancing in Lancing?
We work with a variety of conveyancing lawyers who can service right to buy conveyancing Do call the solicitors listed to obtain a costs illustration.
If you had a top tip for choosing a conveyancing solicitor in Lancing what would it be?
We would encourage you not to base your choice on the cheapest Lancing conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Lancing conveyancing practitioner on the Kent Reliance panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
Planning on purchasing a flat in Lancing. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Lancing conveyancer is on the Virgin Money conveyancing panel.
Should my lawyer be asking questions concerning flooding during the conveyancing in Lancing.
Flooding is a growing risk for solicitors carrying out conveyancing in Lancing. Some people will buy a property in Lancing, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Lawyers are not qualified to give advice on flood risk, but there are a number of searches that may be initiated by the buyer or by their solicitors which can give them a better appreciation of the risks in Lancing. The standard property information forms sent to a buyer’s lawyer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the owner to find out whether the premises has suffered from flooding. In the event that the premises has been flooded in past and is not notified by the owner, then a purchaser could issue a claim for damages resulting from an incorrect reply. The purchaser’s conveyancers will also order an environmental report. This will reveal if there is a recorded flood risk. If so, more detailed inquiries will need to be initiated.
Have completed on a a semi-detached house in Lancing , how long will it take for the Land Registry to deal with the formalities evidencing my ownership? My Lancing conveyancing solicitor works at snail pace, so I want to check the land registry aspects are addressed.
There is nothing unique about conveyancing in Lancing registration formalities. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether there are errors and if the Land registry communicate with any 3rd parties. Currently in the region of three quarters of submission are fully addressed in less than three weeks but some can be subject to longer hold-ups. Historically registration occurs after the buyer has moved in to the premises so an expedited registration is not usually an essential issue but where there is a degree of urgency associated with the registration then you or your conveyancer could communicate with the Registry to express the reasoning for the application to be prioritised.
Should I be wary about 3rd parties that I am dealing with are suggesting a factory type conveyancing firm rather than a High Street Lancing conveyancing practice?
As is the case with many service providers, often recommendations from relatives can be extremely useful or valuable. Yet there are many people with a keen interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all put forward conveyancers to use. Sometimes these lawyers might be known to one of the organisations as experts in their field, but sometimes there behind the scenes commercial relationship behind the recommendation. You are free to select your own conveyancer. However, bear in mind that many lenders operate an approved list of lawyers you must use for the mortgage related work in your house move.
We are in the process of buying a house in Lancing. Conveyancing is not over but we wish to have the amount we are are buying for private from the likes of Nestoria. Is this possible and how?
The Land Registry are legally obliged to disclose price paid information on the official title for residential properties nationwide which includes homes in Lancing. The register of title is a public document, so HM Land Registry would be breaching their statutory duty excluded specific properties such as your property in Lancing.
You can make a request of HM Land Registry to withhold the price paid data yet the answer would be in the negative.