I plan on purchasing a leasehold flat in East Twickenham. My property lawyer has never been on on the mortgage company approved panel. Can I still continue with my East Twickenham conveyancing solicitor even though they are excluded from the lender list of approved lawyers?
You have a couple of alternatives open to you here
- Carry on with your chosen East Twickenham conveyancing practitioner but your lender will need to use a conveyancer on their conveyancing panel. The net result is additional cost and potential delay.
- Appoint a new solicitor to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your property lawyer to pull out all the stops to get accepted on the bank’s conveyancing panel
What is the first thing I need to know regarding purchase conveyancing in East Twickenham?
Not many law firms shout this from the rooftops but conveyancing in East Twickenham or throughout North London is often a confrontational experience. Put another way, when it comes to conveyancing there exists plenty of opportunity for confrontation between you and other parties involved in the transaction. For instance, the seller, estate agent and on occasion a mortgage company. Choosing a lawyer for your conveyancing in East Twickenham an important selection as your conveyancer is your adviser, and is the ONE person in the process whose role it is to protect your best interests and to keep you safe.
We are witnessing a worrying emergence of a "blame" culture- someone has to be at fault for the process taking so long. You your first instinct should be to trust your lawyer ahead of the other players when it comes to the legal assignment of property.
What happens if my solicitor is suspended from the Kent Reliance Solicitor panel ahead of completing my conveyancing in East Twickenham?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
I'm remortgaging my primary property to a buy to let mortgage with The Royal Bank of Scotland and I will use the ballance of the raised equity as a deposit on a second house. The neighborhood we are interested in is East Twickenham. Will your lawyers be able to act for both sets of banks and link together the conveyances?
Make use of our comparison tool on this site to be sure that the solicitors are on the relevant lender panels. Having checked that they are your solicitor should be able to simultaneously deal with the two deals but you should talk with you solicitor and make apparent your expectations and needs.
We are 18 days into a freehold purchase having been recommend to a firm by the estate agent to execute conveyancing in East Twickenham. I am am very dissatisfied with the level of service. Can you help me find new conveyancers?
They would need to be really bad to suggest diss instructing them. Has the loan offer been generated? In the event that it has you must advise them of the replacement conveyancer and get the loan are issued to the new lawyers. The solicitor ideally needs to be on the mortgage company panel to avoid escalating costs and complications. That should be your starting point. Our search tool can help you find a bank approved conveyancer for your home move in East Twickenham
I need to switch lawyers as my East Twickenham lawyer is not on the mortgage company's approved list of conveyancing solicitors. Is it practical to instruct different lawyers?
In the event that you have not formally instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in East Twickenham that you're thinking of instructing.