What is the optimum way to find out if the solicitor handling my conveyancing in East Twickenham is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus paying £187.00 plus VAT in supplemental legal costs.
You should make the most of the find a lender approved solicitor tool on this site. Pick the lender and type ‘East Twickenham’ or your preferred area and you will be presented with a number of lawyer based in East Twickenham or nearest you.
Me and my partner are purchasing a property in East Twickenham. It might be a silly question but how we can trust a lawyer? On the day of competition we have to send our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I happen to be the single recipient of my late father’s will with all property in now in my sole name, including the my former home in East Twickenham. The East Twickenham property was put into my name in October. I now wish to sell up. I do know about the CML 6 month 'rule', meaning my property ownership may be treated the same way as if I'd bought the property in October. Is the property unsalable for six months?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. many mortgage companies would take a pragmatic view as this provision chiefly exists to pick up on the purchase and immediately sell or the wholesaling and assigning of properties.
My sealed bid on a house in East Twickenham has been accepted, the sellers do however have an associated purchase. The owners have offered on on an apartment, however it’s not been accepted yet, and are looking at other apartments booked. I have instructed a nearby conveyancing solicitor in East Twickenham. What should be my next step? At what point should I apply for the mortgage with Co-operative?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (mortgage application is approx £1k, then survey, East Twickenham conveyancing search charges, etc). The first thing to do is ensure that your lawyer is on the Co-operative conveyancing panel. Regarding the subsequent phase this very much depends on the specifics of your transaction, motivation for this property and on the state of the market. During a rising market some buyers will apply for the mortgage with Co-operative and pay for the valuation and only if it was satisfactory would they pay their solicitor to press on with the conveyancing in East Twickenham.
Over the last few months I have been searching for a ground for flat up to £245,000 and identified one close by in East Twickenham I like with open areas and railway links nearby, however it only has 52 remaining years left on the lease. There is not much else in East Twickenham suitable, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage that many years may be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
What tools are available to identify a East Twickenham law firm on the Godiva Mortgages Ltd conveyancing panel? I have wheels and am willing to travel upto 25miles to meet the lawyer.
You can use the facility on this page. Please pick a mortgage company and your location and you will see a number of East Twickenham conveyancing lawyers located nearest you. We have listed some East Twickenham conveyancing firms towards the end of this page and you can contact them to see whether they are on the Godiva Mortgages Ltd panel
My father has urged me to use his lawyers for conveyancing in East Twickenham. Should I use them?
No doubt the ideal way to choose a conveyancing practitioner is to seek feedback from friends or relatives who have used the firm you're considering.
There are only Fifty years unexpired on my flat in East Twickenham. I now wish to extend my lease but my landlord is absent. What are my options?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be lengthened by the Court. However, you will be required to demonstrate that you have done all that could be expected to locate the freeholder. For most situations an enquiry agent would be helpful to try and locate and prepare a report which can be accepted by the court as proof that the landlord is indeed missing. It is advisable to get professional help from a property lawyer both on proving the landlord’s absence and the application to the County Court overseeing East Twickenham.
I own a ground-floor 1950’s flat in East Twickenham. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the premium payable for the purchase of the freehold?
Where there is a absentee freeholder or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to calculate the price.
An example of a Lease Extension case for a East Twickenham premises is Ground Floor Flat 91 Bath Road in May 2009. in a case where the freeholder could not be traced, the Brentford County Court ordered that the Lease be surrendered in return for the grant of a new lease of the Premises at a premium determined by the Leasehold Valuation Tribunal. The tribunal concluded that the price payable by the Applicant for the new lease of the premises be £15,900 This case related to 1 flat. The number of years remaining on the existing lease(s) was 60.45 years.