Forgive me if this question is silly but I am unseasoned as a 1st time buyer of a ground floor flat in Hounslow. Do I receive the keys to the property on completion from my lawyer? If so, I will use a High Street conveyancing solicitor in Hounslow?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the seller's lawyers, and once they have received this, you will be called to pick up the keys from the property Agents and start moving into the property. Usually this happens early afternoon.
We are getting a further advance on our home loan from Co-operative as we intend to carry out alterations to our property in Hounslow. Do we need to appoint a local Hounslow solicitor on the Co-operative conveyancing panel to handle the legals?
Co-operative don't usually require firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative panel.
I am selling my apartment. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Co-operative are being difficult. The Hounslow solicitor who is on the Co-operative conveyancing panel is saying indemnity insurance will be fine but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
four months have gone by since my purchase conveyancing in Hounslow took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Hounslow is the location of the property. What do you suggest?
Flying freeholds in Hounslow are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hounslow you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hounslow may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I use your search facility to find a conveyancing lawyer in Hounslow on the panel for my bank?
Step one is to select a mortgage company such as Birmingham Midshires, Virgin Money or Alliance & Leicester then specify your preferred area a common one being Hounslow. Conveyancing organisations in Hounslow and beyond will then be identified.
As co-executor for the estate of my uncle I am disposing of a residence in Newport but I am based in Hounslow. My conveyancer (who is 260 kilometers from meneeds me to sign a stat dec ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Hounslow to witness this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Hounslow based
I am buying a flat and cash is in place. My solicitor has been supplied with with two separate proof of photo identification, bank statement, endless utility bills. Now he needs a copy from a probate lawyer stating that the funds are in order and that it has come from inheritance and not dealing E's in Ibiza.
In today’s world you will not be able to complete any Hounslow conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Evidence of your source of funds is required under Money Laundering Regulations.