My mortgage broker requires my Newcastle under Lyme law firm’s panel reference for the Lloyds conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local Newcastle under Lyme office but they have not responded to me.
Have you tried calling your Newcastle under Lyme solicitor about this?. They should have a central record lender panel numbers.
My lawyer has identified a a problem with the lease for the apartment we are purchasing in Newcastle under Lyme. The other side have put forward defective title insurance as a workaround. We are happy with insurance and will pay for it. Our solicitor has advised that he must check that the lender is willing to move forward with this solution. Who is the client here, us or the bank?
Even though you have a mortgage offer from the mortgage company does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the mortgage company are the client. The appropriate lender requirements have to be complied with.
We see that you have a post code search directory identifying law firms on the Bank of Ireland conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Newcastle under Lyme?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Newcastle under Lyme.
My lawyer in Newcastle under Lyme is not on the Bank of Scotland Conveyancing Panel. Can I still use my family solicitor notwithstanding that they are excluded from the Bank of Scotland panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your existing Newcastle under Lyme lawyers but Bank of Scotland will need to use a conveyancer on their list of acceptable firms. This will result in additional total conveyancing fees as well as cause delays.
- Get a new practitioner to act in the purchase, obviously checking they are Persuade your conveyancer to use their best endeavours to join the Bank of Scotland conveyancing panel
I am buying a house and the lawyer has raised the issue of Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. He has recommended insurance. Is this strictly warranted for conveyancing in Newcastle under Lyme
Unless a prior acquisition of the premises took place post 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Newcastle under Lyme to continue to recommend a chancel search and or chancel repair liability policy.
My lawyers in Newcastle under Lyme have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the bank. Is it case that being on the bank conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the lender directly.