Our son is purchasing a house that has just been built in Kidsgrove with a mortgage from UBS. His lawyer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the UBS conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the UBS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Kidsgrove. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 31/3/2025, the requirements read as follows :
My wife and I are purchasing a house in Kidsgrove. It might be a silly question but how we can trust a lawyer? On completion day we have to deposit money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My wife and I are spending time viewing apartments in Kidsgrove and I am now considering a potential offer. Should I already have a lawyer in place at this point? I intend to finance via a home loan with Barclays.
It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are taking out a mortgage with Barclays, make sure you remember to check that your lawyer is on the Barclays conveyancing panel.
The formalities of my remortgage has taken place for my property in Kidsgrove. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Me and my brother have a 4 bedroom Edwardian house in Kidsgrove. Conveyancing lawyer acted for me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the matching property. Is it worth asking Clydesdale to clarify?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kidsgrove and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who conducted the purchase.
I am using a search engine for the phrase cheap conveyancing in Kidsgrove it reveals numerous solicitorsin the vicinity. With so much choice what is the best way to find the right property lawyer for purchase transaction?
The ideal way of finding the right conveyancer is through a trusted referral, so seek the counsel of friends and those you trust who have acquired a property in Kidsgrove or the respected estate agent or financial adviser. Fees for conveyancing in Kidsgrove differ, so it's advisable to request at least three quotes from different conveyancers. Dont forget to clarify what costs in the quote includes.
Is it true that a Kidsgrove conveyancing company got sued by a client for not carrying out comprehensive conveyancing searches?
Our attention has not be brought to such a Kidsgrove conveyancing matter but according to a recent report, clients purchasing a property elsewhere in England successfully won a claim against their conveyancing practitioner due to development permission to erect a wind farm failing to be picked up in conveyancing searches.
If you are buying in Kidsgrove It is critical that your conveyancer conduct all Kidsgrove conveyancing searches needed making sure that you have relevant and current information ahead of acquiring a home in Kidsgrove.