We are about to sign contracts for a ground floor flat in Mold. We encountered a stumbling block. Our mortgage offer with Barclays Direct expires on 23/1/2026 but the owners are suggesting a completion date of 27/1/2026. Is it possible to prolong the loan offer?
The person best placed to address this question is your solicitors who is in a position to determine if he or she is should be discussing with the mortgage broker, vendor’s solicitors, selling agents or possibly all parties based on what has happend in your transaction as of today.
Completed the sale of my flat in Mold last August yet the purchaser is calling every few hours complaining that his solicitor is waiting to hear from mine. What should have happened following completion?
Following your disposal your lawyer should deliver the transfer documentation and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor should also confirm that the mortgage has been discharged to the purchasers lawyers. There is unlikely to be post completion procedures specific conveyancing in Mold.
I have a decision in principle. The bank mentioned the loan came with free conveyancing. Is the implication that I have to instruct their panel conveyancer as I would prefer to appoint a Mold based conveyancing firm?
You should check but the the likelihood is that give you one of their panel solicitors if you want the "fee-free" deal. Contact the bank to determine if they make available a monetary alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor in Mold.
Is there a list of TSB panel conveyancers in Mold on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable on the web. If you are looking for a Mold conveyancer on the TSB please make the most of our tool.
My husband and I have arranged a further advance on our home loan from Lloyds as we want to conduct renovations to our property in Mold. Are we obliged to select a nearby Mold solicitor on the Lloyds conveyancing panel to deal with the legals?
Lloyds do not ordinarily instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds conveyancing panel.
After what feels like an age I have had an offer on a maisonette in Mold accepted, the vendors do nevertheless have a tied purchase. The owners have offered on a flat, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have instructed a local conveyancing solicitor in Mold. What do I do now? When should I get the mortgage application with Clydesdale started?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of £1k, then valuation, Mold conveyancing search charges, etc). First, you should check that your conveyancing practitioner is on the Clydesdale conveyancing panel. Concerning the next phase this very much dictated by the uniqueness of your case, attraction to this property and on the state of the market. In a hot market some home buyers will apply for a home loan with Clydesdale and arrange for the valuation and only if it comes back ok would they request their conveyancer to press on with searches.
I'm remortgaging my primary house to a BTL mortgage with Clydesdale and I will use the rest of the raised equity towards further property. The location we are looking at is Mold. Will your lawyers be able to act for the two lenders and link together the two deals?
Make use of our comparison tool on this page to check that the conveyancers are on the appropriate lender panels. Having checked that they are the solicitor will be able to tie up the two transactions but you should have a chat with you solicitor and make apparent your expectations and requirements.
Do online conveyancing companies undertake everything a high street Mold solicitor does or do I still need to use a solicitor for the final stages for my conveyancing in Mold?
If you instruct an online conveyancer they will cover all the tasks your Mold conveyancer will cover.