I am expecting a offer of a home loan from Nat West. My intention is to instruct a Licensed Conveyancer in Glynneath. Does the Nat West Solicitor panel include Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
It is a dozen years since I purchased my home in Glynneath. Conveyancing lawyers have just been appointed on the sale but I can't locate the deeds. Will this cause complications?
Don’t worry too much. Firstly there is a chance that the deeds will be with your mortgage company or they could stored with the conveyancers who handled your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Glynneath relates to registered property but in the unlikely event that your property is not registered it is more tricky but is resolvable.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a house in Glynneath? or I am told that there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this applicable for conveyancing in Glynneath?
Unless a previous acquisition of the premises completed post 12 October 2013 you may expect lawyers carrying out conveyancing in Glynneath to remain encouraging a chancel search and or insurance against a claim.
In what way can the Landlord & Tenant Act 1954 impact my business property in Glynneath and how can you help?
The 1954 Act gives a safeguard to commercial leaseholders, granting the legal entitlement to apply to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Glynneath is one of our hundreds of locations in which the firms we work with are located
I’m about to sell my garden flat in Glynneath. Conveyancing has not commenced, but I have recently had a half-yearly service charge invoice – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should discharge the invoice as you normally would given that all ground rent and service payments should be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Leasehold Conveyancing in Glynneath - A selection of Queries Prior to Purchasing
-
Many Glynneath leasehold properties will be liable to pay a service charge for the upkeep of the building invoiced by the management company. Should you purchase the property you will have to pay this amount, normally in instalments during the year. This may vary from a couple of hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a ground rent for you to pay annual, normally this is not a significant sum, say about £50-£100 but you should to enquire it because sometimes it can be many hundreds of pounds. Does the lease have more than 90 years unexpired? You will want to discover as much as possible regarding the managing agents as they can either make your life much simpler or much more difficult. Being a leasehold owner you will be in the clutches of the managing agents both financially and when it comes to day to day issues such as the cleanliness of the common parts. You should not be afraid to ask prospective neighbours what they think of them. In conclusion, investigate as to the dates that you are obliged pay the service charge to the managing agents and specifically what it includes.
My dad completed his conveyancing in Glynneath 7 years ago. He has since got wed, divorced and is now married again. He will be selling the flat this October. I suspect that he will just be asked to provide a copy of his marriage certificates to the lawyer however he is anxious it will frustrate the conveyancing. Is it worth updating the Land Registry documents for the house?
You are not required to bring up to date the register as long as you have the proof needed to show how the change of name resulted.
Any purchaser’s conveyancing practitioner should examine the title information and need evidence to prove the change of name for example marriage certificates.