In what way does my ID and proof of funds have anything to do with my conveyancing in Port Talbot? Why is this being asked of me?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identification documents of the potential client they are dealing with before they can accept their conveyancing instruction. The Terms and Conditions that you need to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you are unwilling to provide identification documents, your solicitor will not be able to take you on as a client.
How does conveyancing in Port Talbot differ for newly converted properties?
Most buyers of new build premises in Port Talbot approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Port Talbot usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Port Talbot or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a house in Port Talbot prior to instructing lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies may not grant a loan on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Port Talbot. Conveyancing may be slightly more expensive based on your lender's requirements.
In what way does the Landlord & Tenant Act 1954 impact my business offices in Port Talbot and how can you help?
The particular law that you refer to provides security of tenure to business lessees, giving them the right to apply to court for a continuation of occupancy at the end of an expired lease. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act for protection and help with commercial conveyancing in Port Talbot
My husband and I are new to the buying process - agreed a price, yet the property agent advised that the owners will only move forward if we instruct their recommended conveyancers as they are insisting on a ‘quick sale’. We would rather use a high street conveyancer who is accustomed to conveyancing in Port Talbot
It is improbable the vendors are behind this. If they require ‘a quick sale', alienating a serious purchaser is not the way to achieve this. Speak to the owners direct and make sure they comprehend that (a)you are motivated purchasers (b)you are ready to go, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you intend to instruct your preferred Port Talbot conveyancing firm - as opposed tothose that will give the estate agent a commission or hit his conveyancing figures set by head office.
My aunt completed her conveyancing in Port Talbot in 2007. She has been married, widowed and in recent months got married again. She now wishes to the sell the Port Talbot property. I suspect that she will just be requested to supply copies of the marriage certificates to the lawyer but she is worried it will hold up the sale of the property. Is it worth updating the Land Registry documents for the house?
The is no need to bring up to date the title for the property on the basis that you have the evidence required to show how the name change resulted.
The purchaser’s conveyancer will examine the land registry information and requisition evidence by way of proof of the change of name e.g. marriage documentation.