I have been recommended a conveyancing solicitor in Aberdare. I I am struggling to find out whether they are on the Chelsea Building Society approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing you should do is contact the solicitor and ask them whether they are on the lender panel. Alternatively you should call Chelsea Building Society who may be able to help.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Aberdare?
Two types of professional can carry out conveyancing in Aberdare namely CLC regulated conveyancers or solicitors. The two can handle the legal services that you need to complete the sale or acquisition of property. Both are required to carry out Aberdare conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be properly administered and that the necessary steps will be appropriately attended to.
I have decided to exercise my right to buy my property in Aberdare off the council. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
I recently had an offer agreed on an apartment in Aberdare. My mortgage broker pressured me to appoint their property lawyer. I paid an on account payment of £150. Soon after, the conveyancer contacted me to say that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
We are selling our property in Aberdare and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know this is not the case. It does beg the question why the buyers used a factory type conveyancing practice as opposed to a conveyancing solicitor in Aberdare. Having lived in Aberdare for three years we know of no issue. Should we get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Aberdare?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Aberdare. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Aberdare differ for new build properties?
Most buyers of new build residence in Aberdare contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because developers in Aberdare usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Aberdare or who has acted in the same development.
What does commercial conveyancing in Aberdare cover?
Aberdare conveyancing for business premises covers a wide array of guidance, given by regulated solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.