Would the conveyancing practitioners listed on your site handle auction conveyancing in Killay?
We know of a number of auction practitioners we can connect you with those who can conduct auction conveyancing. Killay is just one of hundreds of locations where our lawyers have offices.
Finally the sale completed on my house in Killay last January but our buyer keeps calling daily to moan that their lawyer needs to hear from mine. What should have happened following completion?
Following your house sale your solicitor should send the transfer deeds and all supplemental paperwork to the buyer’s lawyers. If applicable, your solicitor must also evidence that the mortgage has been redeemed to the buyers lawyers. There is unlikely to be post completion tasks peculiar conveyancing in Killay.
If you had a top tip for selecting a conveyancing solicitor in Killay what would it be?
Do not opt for the lowest Killay conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I am purchasing a property in Killay. An unusual aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Santander your lawyer must follow the formal instructions set out in Part two of UK Finance Lenders’ Handbook for Santander. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Santander where a lease fails to satisfy these specifications. The provisions relate to the installation of panels on properties countrywide and is not restricted to Killay.
I have instructed a Killay solicitor having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Killay surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have justbeen informed that Stirling Law have been shut down. They carried out my conveyancing in Killay for a purchase of a leasehold apartment 18 months ago. How can I be sure that the property is not still registered in the name of the previous owner?
The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Killay conveyancing specialists.
Due to the input of my in-laws I had a survey completed on a property in Killay prior to appointing lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders may refuse to grant a loan on such a premises.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you e-mail us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Killay. Conveyancing will be smoother if you use a solicitor in Killay especially if they are accustomed to such properties in Killay.
Do I need to be wary by brokers that I am dealing with are recommending a factory type conveyancing firm rather than a local Killay conveyancing practice?
As with lots of service providers, often referrals from family and friends can be most helpful. But there are many people with a keen interest in a conveyancing transaction; estate agents, financial adviser and banks may put forward conveyancers to select. Sometimes the lawyers might be known to one of the organisations as experts in their field, but occasionally there is an underlying commercial relationship behind the recommendation. You have the discretion to select your preferred lawyer. You need to be aware that the majority of lenders specify a panel list of law firms you have to use for the mortgage related work in your house move.