About to place an offer on a leasehold property in Brent Cross. The selling agents say that it is normal for flats in Brent Cross to have less than 75 years remaining. I am getting a mortgage with Tesco Bank. Is this going to be a problem if the lease has 69 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/3/2025 the requirements read as follows :
Forgive me if this question is silly but I am new to the home moving as a 1st time buyer of a ground floor flat in Brent Cross. Do I pick up the keys to the premises on the completion date from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Brent Cross?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you should be called to pick up the keys from the selling Agents and move into your new home. Usually this occurs between 1 and 3pm.
My partner and I have arranged a further advance on our mortgage from Clydesdale as we intend to carry out improvements to our house in Brent Cross. Do we need to appoint a local Brent Cross solicitor on the Clydesdale conveyancing panel to deal with the legals?
Clydesdale don't usually require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale panel.
We have agreed to purchase a house in Brent Cross. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
As you are obtaining a mortgage with RBS your lawyer must comply with the conveyancing instructions outlined in Section 2 of UK Finance Lenders’ Handbook for RBS. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and lawyers are required to report to RBS where a lease does not meet these requirements. The provisions relate to the installation of panels on properties countrywide and is not limited to Brent Cross.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a property in Brent Cross? or Apparently there is a law dating back centuries that could mean that homeowners living in a parish church boundary may be liable to pay for repairs towards the chancel within the church. Is this a legitimate concern for conveyancing in Brent Cross?
Unless a prior purchase of the house took place after 12 October 2013 you can expect lawyers carrying out conveyancing in Brent Cross to continue to propose a a chancel search and or chancel repair liability policy.
I used Action Conveyancing several years past for my conveyancing in Brent Cross. Now, I need the files but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Brent Cross of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the guidance of my in-laws I had a survey completed on a house in Brent Cross before appointing lawyers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies may refuse to issue a loan on this type of house.
It depends who your proposed lender is. Santander has different instructions from Halifax. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Brent Cross. Conveyancing will be smoother if you use a solicitor in Brent Cross especially if they are acquainted with such properties in Brent Cross.
I am looking for a conveyancing lawyer in Brent Cross for my remortgage. Is it possible to check a firm’s complaints history with the legal regulator?
Anyone may read documented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator could recorded call for training requirements.