As someone not used to the Hendon conveyancing process what is your top tip you can give me concerning the ownership transfer in Hendon
Not many law firms or advisers will tell you this but conveyancing in Hendon or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there is an abundance of room for conflict between you and others involved in the transaction. For instance, the seller, estate agent and sometimes a bank. Choosing a law firm for your conveyancing in Hendon an important selection as your conveyancer is your adviser, and is the ONLY person in the legal process whose responsibility is to act in your best interests and to protect you.
There is a distinct creep in the "blame" culture- someone must be blamed for the process taking so long. We recommend that you your first instinct should be to trust your lawyer ahead of the other players when it comes to the legal transfer of property.
My lawyer in Hendon is not listed on the Bank of Ireland Approved Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are excluded from the Bank of Ireland panel of approved conveyancing solicitors?
Your options are as follows:
- Carry on with your preferred Hendon solicitors but Bank of Ireland will need to use a lawyer on their list of acceptable firms. This will inevitably rack up the overall conveyancing charges as well as cause frustration.
- Find a new practitioner to to deal with the purchase, not forgetting to check they are Persuade your lawyer to do everything within their powers to join the Bank of Ireland conveyancing panel
Should our conveyancer be raising enquiries concerning flooding as part of the conveyancing in Hendon.
Flooding is a growing risk for conveyancers conducting conveyancing in Hendon. There are those who buy a property in Hendon, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Solicitors are not best placed to offer advice on flood risk, but there are a numerous searches that can be undertaken by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Hendon. The standard completed inquiry forms supplied to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard inquiry of the owner to determine whether the property has ever been flooded. If flooding has previously occurred and is not revealed by the owner, then a purchaser may bring a claim for damages stemming from an misleading answer. A buyer’s solicitors should also conduct an environmental search. This will reveal whether there is any known flood risk. If so, additional inquiries should be carried out.
Me and my brother purchased a semi-detached Victorian property in Hendon. Conveyancing practitioner represented me and Barclays Direct. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hendon and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing lawyer who completed the work.
I decided to have a survey completed on a property in Hendon ahead of retaining solicitors. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some lenders tend refuse to grant a loan on such a property.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hendon. Conveyancing may be slightly more expensive based on your lender's requirements.
In my capacity as executor for the will of my father I am disposing of a residence in Neath but I am based in Hendon. My lawyer (approximately 300 kilometers awayneeds me to sign a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Hendon to witness and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are based in Hendon