It is a dozen years since I acquired my home in Hendon. Conveyancing lawyers have just been appointed on the sale but I can't find the title deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be with your lender or they could be in the possession of the lawyers who handled your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Hendon relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
My husband and I have organised a further advance on our home loan from Kent Reliance as we want to carry out improvements to our house in Hendon. Are we obliged to choose a nearby Hendon solicitor on the Kent Reliance conveyancing panel to handle the paperwork?
Kent Reliance don't usually require a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel.
We have a mortgage agreed in principle with Principality. Hendon conveyancing practitioners were appointed. How long does it take for Principality to send the offer to the solicitor?
There is no definitive answer here. Have Principality completed the valuation? Have you advised Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My partner and I are spending time looking at houses in Hendon and I am now considering a potential offer. Should I already have a conveyancing practitioner in place at this point? I will be getting a home loan with Coventry BS.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are seeking a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.
A colleague recommended that where I am buying in Hendon I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually included in the estimate for your Hendon conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Hendon around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Hendon Education with maps and statistics, Local Amenities and other useful information concerning Hendon.
How simple is it to change conveyancer as I have to instruct one who is on the Santander conveyancing list. I was using a family conveyancing solicitor in Hendon five minutes from me but he is not accepted by Santander
It would be our pleasure to assist you find a conveyancing solicitor in Hendon on the Santander panel. Please note that the property lawyers that we on the directory do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Hendon. Using the find a conveyancing solicitor tool on this page, you can contrast costs for conveyancing solicitors in Hendon and throughout England and Wales.
My husband and I are a fortnight into a residential purchase having been recommend to a firm by the estate agent to do our conveyancing in Hendon. I am am very frustrated with the quality of service. Could you you assist me in finding new solicitors?
A lawyer would have to be very poor to suggest replacing them. Has your mortgage offer been generated? If so you must make them aware of the new contact details and get the offer are re-sent. Your new solicitor ideally should be on the lenders panel to avoid supplemental charges and delays. That should be your first question of the new conveyancers. Our search tool should help you find a lender approved conveyancer for your conveyancing in Hendon
I own a leasehold flat in Hendon. Conveyancing and Coventry Building Society mortgage organised. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1998. The conveyancing practitioner in Hendon who previously acted has now retired. Any advice?
The first thing you should do is make enquiries of HMLR to make sure that this person is in fact the registered owner of the freehold reversion. You do not need to instruct a Hendon conveyancing practitioner to do this as it can be done on-line for £3. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
My wife and I have hit a brick wall in trying to purchase the freehold in Hendon. Can the Leasehold Valuation Tribunal adjudicate on premiums?
in cases where there is a missing freeholder or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to arrive at the price.
An example of a Lease Extension case for a Hendon residence is First Floor Flat 61 Wilberforce Road in March 2014. The premium payable was £10,130 and the case was remitted back to the Willesden County Court to effect the Vesting Order (Claim No 3W103100). This case affected 1 flat. The number of years remaining on the existing lease(s) was 71 years.