My solicitor has uncovered a defect with the lease for the apartment we are buying in West Hendon. The seller’s lawyers have put forward title insurance as a solution. We are content with insurance and will cover the costs. Our conveyancer has advised that he must be satisfied that the mortgage company is happy with this solution. Are we the client or is the mortgage company ?
Notwithstanding that you have a mortgage offer from the lender does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the mortgage company are the client. These conveyancing instructions must be adhered to.
Can I use your services to find a Conveyancing solicitor in West Hendon even where I’m not purchasing or disposing of a house, for example where I wish to buy an office in West Hendon with a loan from Chelsea Building Society?
Our search tool is primarily there to locate domestic conveyancing solicitors in West Hendon but we have recorded towards the bottom of this page some West Hendon commercial conveyancing firms. You should make contact with the company directly to check if they can also act for Chelsea Building Society
We are hoping to buy a newly converted flat in West Hendon with a homeloan from Santander.We use our West Hendon conveyancing solicitor but Santander advised that she’s not listed on their approved list of firms. We have to appoint a Santander panel lawyer or retain our high street solicitor and pay for a Santander panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The home loan offered to you is subject to its terms and conditions, a common one being that solicitors will be on the Santander conveyancing panel. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Santander
I have justfound out that Stirling Law have been shut down. They conducted my conveyancing in West Hendon for a purchase of a freehold house 18 months ago. How can I establish that the property is registered correctly in the name of the previous owner?
The quickest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of West Hendon conveyancing specialists.
Just had an offer accepted on a new build apartment in West Hendon. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in West Hendon
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There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I am looking to purchase a repossessed flat in West Hendon and the mortgagee in possession would like to complete within a month. Do conveyancers complete in this timeframe? Am I best advised to select a local West Hendon firm or an online company that professes to offer speedy conveyancing?
Visit your West Hendon high street. Go in to two or three companies and request to talk to a conveyancing solicitor for an estimate. Set out your needs and get assurances on time frames. Appoint the firm that comes across as most genuine. Be sure to use a conveyancer on the panel of lawyers acceptable to your mortgage company.