I have given 2 months notice to my existing landlord and have to vacate my rented apartment in West Hendon by 6/6/2025. Conveyancing for my house purchase is underway. How realistic is it to complete in three weeks as I wish to avoid having to find temporary accommodation?
It is unwise to provide notice on a rental until exchange of contracts has taken place. Assuming that you have not already done so, contact to your solicitor and request that they chase the sellers solicitors, try to an agreed time frame that all parties will aim towards
What does my ID and proof of funds have anything to do with my conveyancing in West Hendon? Is this really necessary?
West Hendon conveyancing solicitors and indeed property practitioners throughout the UK have a duty under Anti-terror and anti-money-laundering rules to verify the identity of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and evidence of address (typically a Bank Statement no older than three months).
Proof of the origin of monies is also required under the money laundering laws as solicitors are mandated to investigate that the monies you are using to purchase a property (be it the exchange deposit or the total purchase monies if you are buying without a mortgage) has originated from an acceptable source (such as an inheritance) rather than the proceeds of criminal behaviour.
Do the Building Society Association intend to launch a search tool with a view to list firms on the Earl Shilton BS conveyancing panel for instance in West Hendon?
Lexsure has not been advised of any intention on the part of the BSA to promote such a tool.
We are purchasing a property in West Hendon. I might seem paranoid but how we can trust a lawyer? On the day of competition we have to deposit our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have paid off my mortgage with Skipton. I assume I don't need a West Hendon solicitor on the Skipton panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
UBS have agreed my home loan in principle, my offer on a apartment in West Hendon has been accepted, what are the next steps?
The estate agent will need to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s approved list). Call up UBS or the financial adviser and finish off any outstanding paperwork. UBS will instruct a valuer who will get in contact with the estate agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. UBS will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in West Hendon.
Various internet forums that I have visited warn that are a common reason for delay in West Hendon conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances in the conveyancing process. Local searches are not likely to feature in any delay in conveyancing in West Hendon.
My husband and I are novice buyers - agreed a price, but the property agent told us that the vendor will only issue a contract if we use the agent's recommended lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street conveyancer used to conveyancing in West Hendon
We suspect that the owner is unaware of this requirement. If they desire ‘a quick sale', alienating a motivated purchaser is going to damage their objectives. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are ready to go, with finances in place © you have nothing to sell (d) you wish to move quickly (e)however you intend to use your preferred West Hendon conveyancing firm - not the ones that will give the estate agent a commission or achieve conveyancing figures pre-set by senior management.