I'm in the process of swapping over from my existing standard mortgage to a Buy to Let HSBC Bank mortgage. I was told by my mortgage that I need a solicitor for this. I spoke to my past Haddenham conveyancing firm who dealt with the legals when I originally bought the premises. The fee calculation supplied of £550 has taken me by surprise as its a remortgage than a sale or purchase.
The estimate fees are a bit high. If you shop around you could shave off some of the expense by perhaps a hundred pounds. That being said, providing that you were happy with the conveyancing the firm gave you couldlive to regret choosing an an untested solicitor. Remember to enquire the conveyancer can also act for HSBC Bank. Do employ our search tool to get a quote a Haddenham conveyancing firm on the HSBC Bank approved list of lawyers, which can often include conveyancing solicitors in Haddenham.
My Haddenham conveyancer has discovered a discrepancy between the surveyor’s assumptions in the home valuation report and what is revealed within the title deeds. My lawyer has advised that he is duty bound to ensure that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s approach legitimate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
We are close to exchanging contracts on the sale of our property in Haddenham and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A local conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed an online conveyancing firm as opposed to a conveyancing solicitor in Haddenham. We have lived in Haddenham for many years we know that this is a non issue. Should we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Despite weeks of looking the Title Certificate and documents to my property are lost. The lawyers who handled the conveyancing in Haddenham 4 years ago no longer exist. What are my options?
These day there are copies made of almost everything, and your conveyancer will be aware exactly where to locate all the appropriate documentation so you can buy or sell your property without a hitch. If duplicates are not available, your conveyancer can put in place insurance or indemnities against possible claims on the premises.
About to purchase a new build flat in Haddenham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Haddenham
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan.
I decided to have a survey done on a house in Haddenham ahead of retaining solicitors. I have been informed that there is a flying freehold element to the property. My surveyor advised that some banks tend not give a loan on this type of house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Haddenham. Conveyancing may be slightly more expensive based on your lender's requirements.